News

October, 2026

• 27 October

  After a Court Ruling the Durbin Debit Cap Is Poised for a Rewrite

  

  The Federal Reserve is now required to rewrite the key interchange limits included in a controversial 15-year-old debit card rule following a federal appeals court decision Monday striking down an interchange cap the Fed established in 2011. The Fed could still appeal the ruling to the U.S. Supreme Court. Interchange, …
• 26 October

  AI and Deepfakes Are Streamlining Account Takeover Attacks

  

  The allure of financial accounts continues to attract bad actors, and now they are using AI and deepfakes to impersonate legitimate consumers, making it tougher for companies to protect these accounts. That’s one takeaway from Microblink’s latest review of account-takeover fraud data. Microblink, a fraud-prevention firm based in Brooklyn, N.Y., …
• 26 October

  The Faster Payments Council Issues a Guide on Messaging

  

  The U.S. Faster Payments Council on Friday released guidelines for messages that financial institutions use in association with real-time payments or other transfers processed within a matter of hours or minutes. Such messaging can cover matters related to payment requests, return of money, payment status reports, and exchange of other …
• 26 October

  Chargebacks911’s AI Chargeback Tool  and other Digital Transactions News briefs from 10/26/26

  

  Chargebacks911 launched an AI agent to help merchants protect qualifying purchases made through AI agents without replacing their existing fraud prevention tech or restructuring their payments systems. The new service also provided indemnification against qualifying chargebacks associated with these purchases. Investment firm Francisco Partners completed its $650 million acquisition of …
• 23 October

  Sezzle Joins BNPL Rivals in Seeking a Bank Charter

  

  Joining a trend building in the buy now, pay later payments sector to gain more control over their operations and offer more diversified services, Sezzle Inc. reported Thursday it has filed an application with the Comptroller of the Currency to charter a national bank to be known as Sezzle Bank …
• 23 October

  AmEx Keeps a Tight Rein on AI As It Posts Record Revenue

  
• 23 October

  Viewpost’s Hospitality AI and other Digital Transactions News briefs from 10/23/26

  

  Payments provider Viewpost has agreed to work with Birchstreet, a provider of hospitality-industry technology, to include AI-enabled embedded payments for hospitality customers. Oak View Group, operator of a network of live-entertainment venues, will offer its employees earned-wage access service through Payactiv throughout Oak View’s U.S. operations, involving more than 40 …
• 22 October

  More Fraudsters Exploit Trust and Manipulate Credit Reports, TransUnion Says

  

  A new global fraud study from a leading credit-reporting agency ties a growing amount of fraud to compromises of trusted identity-verification systems, rather than from false identities used to open credit card accounts, bank accounts, and other starting points of fraud. The study also reveals a boom in fraudulent manipulation …
• 22 October

  How Bojangles Is Using AI to Serve Drive-Through Traffic

  

  For some restaurant chains, innovation is coming in force to the common drive-through, with the latest example emerging early Thursday with the chicken-sandwich operator Bojangles’ announcement that it is extending an agreement to deploy an AI-based drive-through ordering technology from Tel Aviv-based Hi Auto Ltd. Charlotte, N.C.-based Bojangles, which operates …
• 22 October

  Fresha And Adyen and other Digital Transactions News briefs from 10/22/26

  

  In the “In Other News” section of Wednesday’s issue of Digital Transactions News, Boost Payment Solutions was misidentified as Boost Payments. Digital Transactions regrets the error. Fresha, a booking and payments platform for beauty and wellness businesses, said its Fresha Capital offering for shops has lent more than $20 million …