Thursday , December 18, 2025

Transaction Processing

Holiday Shoppers Continue to Outpace 2024 Spending Levels, With Fewer Returns

Online shoppers are spending more this holiday shopping season compared to a year ago, while returning fewer items, according to Adobe Analytics. Holiday shoppers spent $187.3 billion between Nov. 1 and Dec. 12, up 6.1% from the same period a year ago. Adobe is projecting online sales for the entire …

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Akamai and Visa Team on Agentic Commerce Controls

With at least one forecast, from Morgan Stanley, predicting agentic commerce could capture from 10% to 20% of U.S. e-commerce spending by 2030, payments companies are quickly prepping. The latest is the pairing of Visa Inc. and Akamai Technologies Inc., a cybersecurity and cloud-computing company. The Visa and Akamai collaboration …

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System Developer Enables ACH and other Digital Transactions News briefs from 12/17/25

System Solutions LLC says an update to its integration with Microsoft Dynamics 365 Business Central cloud ERP software enables merchants to process automated clearing house transactions within 365 Central.  Sardine AI Corp., a risk-management firm, said it will offer real-time transaction monitoring, fraud interdiction, and other services through a partnership with …

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Visa Moves to Support Stablecoins for U.S. Settlement

Visa Inc. announced early Tuesday it is supporting stablecoins as a settlement option for issuer and acquirer banks in the United States, a major move in payment card finance and one observers see as an inevitable next step for the industry, though one that could come with complications. The use …

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Merchant Groups Voice Their Objections to the Latest Visa-Mastercard Swipe Fee Settlement Offer

Merchant groups late Friday filed written complaints regarding the latest settlement offer in their two-decades old lawsuit against Visa Inc. and Mastercard Inc. challenging card swipe fees. The settlement offer, which follows a rejected offer in 2024, was made in November. Merchant groups filing complaints were The National Association of …

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Crypto Kingpins Circle And Ripple Are Approved for National Trust Banks

Two major players in stablecoins, Circle Internet Financial Inc. and Ripple Labs Inc., received conditional approval Friday from the U.S. Office of the Comptroller of the Currency to establish national trust banks. Both companies coveted the approvals as key to establishing confidence in stablecoins among consumers and businesses as they …

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Stripe Launches Agentic Commerce Suite With Brands in Tow

Stripe Inc. continues its push to build an agentic commerce infrastructure late Thursday with the launch of its Agentic Commerce Suite. The new solution helps merchants use artificial intelligence-based agents to sell across multiple AI shopping platforms via a single integration to Stripe. In addition, Stripe’s Agentic Commerce Suite supports …

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Aurora Payments Goes for a Ride with 2S LimouSolution; Clara Capital Debuts Same-Day ISO Commissions

Differentiation is a key tactic in the payments world, and Aurora Payments and Clara Capital are the latest in merchant processing to stand out with new services. First, Tempe, Ariz.-based Aurora Payments is working with Germany-based 2S LimouSolution to integrate the Aurora Arise payment platform in 2S’s software. Launched in …

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More Back-and-Forth on Epic/Apple Lawsuit and other Digital Transactions News briefs from 12/12/25

The Ninth U.S. Circuit Court of Appeals required that certain elements of an order that held Apple Inc. in contempt must be modified, but upheld most of the findings as well as an earlier injunction against Apple. The case stemmed from a 2020 lawsuit filed by Epic Games against Apple to challenge …

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Global Payments Details the Promise And Perils of Agentic Commerce

The promise and potential perils of agentic commerce as a digital technology are among the trends highlighted in Global Payments Inc.’s 2026 Commerce and Payments Trends Report. Beginning as a form of customer service based on its natural-language capabilities, artificial intelligence has begun to take off through the use of …

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Digital Transactions