Digital Transactions Authoritative, insightful and timely information for payments professionals
Payments companies continue to court potentially lucrative software integration deals with PSQ Holdings Inc. among the latest to do so. West Palm Beach, Fla.-based PSQ says its PSQ Payments unit will supply credit and debit card and automated clearing house payments, along with instant payment processing via FedNow and RTP …
August, 2026
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19 August
Kraken Debuts in the U.S. a Debit Card Backed by 600-Plus Fiat And Digital Assets
The digital-asset trading platform Kraken announced the U.S. launch of its Krak Card, a debit card that allows users to conduct transactions in cash and digital currencies. Issued by Kansas City, Mo.-based Lead Bank, the card can be used at Visa-accepting merchants and offers up to 2% cash back. Stripe Issuing …
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18 August
COMMENTARY: Stablecoin Adoption Doesn’t Have To Be a Deposit Retention Problem
When people discuss mainstream stablecoin adoption, the conversation usually focuses on payments: Will consumers pay with stablecoins? Will merchants accept them? Will blockchain replace card networks? The bigger challenge is not payments—it is deposits. The real battle is where money lives, not how it moves. Banks have spent decades building …
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13 August
A Year In, Zelle tag Enrollment Surpasses 1 Million Small Businesses
Just one year since its launch, the Zelle tag, a personalized identifier to make it easier for small businesses to accept Zelle payments, is in use with more than 1 million small businesses and has an average daily enrollment of 3,500 in the first two quarters of 2026, Zelle says. …
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12 August
SMBs Readily Employ AI and other Digital Transactions News briefs from 8/12/26
A survey from Stax Payments found that 80% of small and midsize business executives have used artificial intelligence services for work they otherwise would have hired an advisor to complete. The survey, conducted in June, was of 500 U.S. business executives. Sionic said its Instant Bank Pay and Fraud Detection service, which it announced last …
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7 August
Pay-By-Bank Enters Agentic Commerce with a Sionic and Agentix Tie-up
Account-to-account payments are about to meet the agentic-commerce age with a new partnership between Sionic, a bank-to-bank payments provider, and Agentix, an agentic-commerce technology firm. In the deal, Atlanta-based Sionic will supply an artificial-intelligence shopping agent with its Bank Perks to enable payment directly from a user’s bank account. Bank …
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4 August
Stablecoins Come to Money Transfers Via Western Union’s Stablecard
The Western Union Co. and payments-technology developer Rain have launched a digital wallet and credit card that can enable money transfers using stablecoins from a card-linked account. Called Stablecard, the product works with the stablecoin USDPT, also introduced Tuesday. Stablecard is going live in 37 markets, according to Western Union, …
July, 2026
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30 July
Another Banner Quarter for ACH Transactions
Same-day automated clearing house transactions continue to surge, reaching $1.3 trillion in value in the second quarter, says Nacha. That’s up from $980 billion in value in the year-ago quarter. That value came on 435.7 million transactions, a 29.3% increase from 337 million same-day ACH transactions in the 2025 second …
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30 July
Mastercard Focuses on Gains in Crypto And Agentic Commerce
As payments executives wrestle with fast-moving trends in AI-driven commerce and in cryptocurrency, particularly stablecoins, card networks are gearing up to win more business in both markets. And network executives see those trends accelerating, creating opportunities to grab market share if they act fast. “Agentic commerce is the next evolution …
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27 July
Use Case Evolution Is One Factor in RTP’s Instant Payments Growth
Business-to-business payments were one of the first use cases for instant payments when the RTP network from The Clearing House Payments Co. LLC debuted in 2017. As more businesses and consumers want to use such services, the use cases are evolving, with digital wallets—like PayPal and Venmo—now being the largest …
