Digital Transactions Authoritative, insightful and timely information for payments professionals
Same-day automated clearing house transactions continue to surge, reaching $1.3 trillion in value in the second quarter, says Nacha. That’s up from $980 billion in value in the year-ago quarter. That value came on 435.7 million transactions, a 29.3% increase from 337 million same-day ACH transactions in the 2025 second …
July, 2026
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30 July
Mastercard Focuses on Gains in Crypto And Agentic Commerce
As payments executives wrestle with fast-moving trends in AI-driven commerce and in cryptocurrency, particularly stablecoins, card networks are gearing up to win more business in both markets. And network executives see those trends accelerating, creating opportunities to grab market share if they act fast. “Agentic commerce is the next evolution …
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27 July
Use Case Evolution Is One Factor in RTP’s Instant Payments Growth
Business-to-business payments were one of the first use cases for instant payments when the RTP network from The Clearing House Payments Co. LLC debuted in 2017. As more businesses and consumers want to use such services, the use cases are evolving, with digital wallets—like PayPal and Venmo—now being the largest …
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21 July
How Stablecoins Are Becoming Currency for ‘Everyday Transactions’
Stablecoins have been on payments companies’ radar screens for years, but only recently has the digital currency gained the credibility needed to move processors, merchants, and users toward using stablecoins for everyday payments. The latest example of this emerged early Tuesday with an announcement from Mesh, a San Francisco-based crypto …
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17 July
Visa’s Latest Crypto Venture Is the Visa Stablecoin Platform
Visa Inc. has been involved in various stages of stablecoin processing for the last three years, but this week the card network stepped up its involvement with the cryptocurrency, launching Visa Stablecoin Platform. The new service is starting out in beta testing with “select clients,” Visa says, as companies determine …
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16 July
XDC Turns to Bridge to Support a Stablecoin Settlement Option
Companies looking for a faster way to accept payments in fiat currencies but settle in stablecoins may have a new option in an integration announced Wednesday between XDC Tech and Bridge, the stablecoin unit of the payments-technology firm Stripe. Under the arrangement, merchants can accept dollars or other fiat currencies …
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13 July
Mastercard Looks to Sell a Major Piece of Vocalink, Its U.K. Payments Business
Mastercard Inc. is looking to sell a majority interest in its United Kingdom-based Vocalink payments-processing business, according to press reports that emerged early Monday. DeliveryCo, a technology company backed by U.K. banks and payments platforms, is reportedly a potential buyer. A 51% stake in 19-year-old Vocalink could fetch nearly $535 …
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10 July
Circle Wins Approval of Its Banking Plan
Circle Internet Group Inc. said its plan to establish First National Digital Currency Bank, N.A., has been approved by the Comptroller of the Currency. The bank’s operating name will be Circle National Trust. Circle submitted its banking application June 30 last year and received conditional approval in December. The move …
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9 July
Swift Launches a Service Based on Tokenized Money; Nium Buys Cypher
A blockchain ledger developed by the financial-messaging platform Swift debuted with an announcement early Thursday by the Brussels-based network. Declaring the system “ready for initial use,” Swift said the technology will enable cross-border payments at all times of day or night using tokenized deposits, or digital equivalents of fiat currency. …
