Digital Transactions Authoritative, insightful and timely information for payments professionals
American Express Co. reported a 7% year-over-year rise in billed business in its June quarter, to $416.3 billion, while revenue increased 9% to a record $17.9 billion. But net income sank 4% to $2.89 billion. For the year’s first half, billed business rose 6% to $803.7 billion. Net income was static …
July, 2025
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17 July
Peter Piper Pizza Rolls Out SoundHound’s AI Ordering Platform
SoundHound AI Inc. announced late Wednesday that the restaurant chain Peter Piper Pizza has begun rolling out its AI ordering system. The chain, which operates more than 120 locations in the United States and Mexico, is starting the rollout across its 41 restaurants in Arizona and Albuquerque, New Mexico. The …
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17 July
Replete with Personal Data, BNPL Apps Need Consumer Monitoring, a Report Finds
Tapping a buy now, pay later app to acquire a new couch or pair of shoes means more decisions for consumers beyond choosing how to fund the purchase. A new report from Incogni Inc., a data-monitoring service, suggests they also need to be mindful of the quantity and type of …
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17 July
Global Renews Banamex Deal and other Digital Transactions News briefs from 7/17/25
Global Payments Inc. announced a renewal and expansion of an agreement with Banco Nacional de Mexico S.A. to offer acquiring and banking services in Mexico. CareVet LLC, operator of more than 200 veterinary practices across the country, announced it has agreed to integrate payments processing from Scratch Financial Inc., a fintech …
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16 July
Data Breaches Remain High As Troubling New Threats Emerge
The number of publicly reported data breaches through the first half of 2025 totaled 1,732, up 5% from the same period a year ago, according to the Identity Theft Resource Center. Despite the year-over-year increase in breaches, the number of victim notices in the first half of 2025 totaled 165.7 …
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16 July
Eye on Software: ePayPolicy Scores Another Integration, While TSG Embraces Growing Software Firm Roles in Payments
The hottest ticket in payments is software integrations, and two firms have bolstered their connections to software developers. Austin, Texas-based ePayPolicy, which provides digital payouts for the insurance industry, lined up an integration with INTX Insurance Software, also based in Austin. INTX provides administrative software to insurance carriers. ePayPolicy says …
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16 July
AmEx Updates Card Benefits and other Digital Transactions News briefs from 7/16/25
American Express Co. said it is making more than $2,000 in statement credits available to holders of AmEx’s Business Platinum card. The move is part of an update to the company’s U.S. Consumer and Business Platinum cards, said by AmEx to be “the largest investment ever in a card refresh.”In related …
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15 July
North’s Merchant Management API: CRM‑Level Control for Modern Payments Partners
North’s Merchant Management API gives Wholesale ISOs, Full Service Providers (FSPs), and Payment Facilitators deep, It is designed for partners that own risk, manage underwriting, and want to differentiate themselves with custom tools and portals for both internal teams and merchants. What the Merchant Management API does At its core, …
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15 July
Chargebacks Are Costing Merchants More As Consumers Look to Their Bank First to Resolve Disputes
Chargebacks cost U.S. merchants more than $170 billion annually, according to Chargebacks911’s 2025 Cardholder Dispute Index. The average dollar value of a transaction disputed with a consumer’s bank over the prior 12 months was $84, a 10.5% increase from 2024. The top reason for chargebacks is unauthorized transactions on a …
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15 July
Choosing the Right Payment Processing Partner: A Checklist for Software Platforms
After everything you’ve invested in building your platform, the last thing you need is a payment processing partner that slows you down. For integrated software vendors (ISVs), payments aren’t just another feature or add-on. Your payment processor becomes a direct extension of your product, your brand, and the experience you …