Mobile Commerce

Consumers will spend less between Black Friday and Cyber Monday than they did last year, despite a higher percentage of consumers planning to purchase during the four-day holiday shopping period, finds Deloitte’s 2025 Black Friday-Cyber Monday survey. Consumer spend per person during the Black Friday and Cyber Monday shopping events …

PayPal Holdings Inc. said PayPal merchants are now discoverable within the Perplexity AI service, which enables consumers to checkout in chat using their PayPal accounts. PayPal announced the partnership in May. SoundHound AI Inc. said its partnership with parking services provider Parkopedia now includes an in-vehicle voice AI parking agent. The agent can suggest …

Worldpay LLC has launched an open-source standard to help developers create artificial intelligence-based commerce agents and connect AI apps to external systems. The standard, known as the Model Context Protocol, enables such AI apps as ChatGPT to connect to databases, search engines, and workflows, or specialized prompts, to access information …

Bluwhale AI Inc. has launched its AI Stablecoin Agent, aimed at helping individuals automate their management of dollar-denominated digital-currency assets. American Express Co. announced it is working with the International Downtown Association to award more than $1.4 million in grants to 97 small and independently owned restaurants in 14 cities outside the …

Fraudsters are becoming better organized and building industrial-strength infrastructures to commit fraud, making their actions harder to detect and prevent, says Visa Inc.’s Fall 2025 Biannual Threats Report. The report, which pulls data from the Visa’s global network, identifies the five biggest fraud threats facing the payments ecosystem: the industrialization …

As artificial intelligence continues to weave itself into payments, organizations are adding new AI-enabled services and considering options for its use. Two of the latest are Hawk AI GmbH with a check-fraud prevention tool for U.S. financial institutions and EMVCo as it begins work on a global specification for its …

Cryptocurrency-technology platform MoonPay Inc. said it will support payments by users via cards, bank transfers, Apple Pay, Google Pay, PayPal, or Venmo to fund their Zengo Wallet, a cryptowallet said to be used by more than 2 million persons and businesses in more than 180 countries. Tai Software, which develops automation technology …

FICO (Fair Isaac Corp.) has partnered with open-banking platform Plaid Inc. to develop the UltraFICO score, a credit score that includes real-time cash-flow data from Plaid. The new scoring model is intended to give lenders a more comprehensive view of a consumer’s credit readiness. The UltraFICO score will weigh a …

Afterpay, the buy now, pay later option from Block Inc., will soon test a new way to use the payment method at the point of sale with a Visa debit card. Meanwhile, rival BNPL provider Klarna AB is expanding the locations where consumers can use Klarna to make gift card …