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Brighty, a Poland-based financial-technology platform that bridges digital finance and traditional banking, has launched an application programming interface that enables AI agents to perform banking tasks. The API enables AI agents to check balances across all accounts, send payments, convert currencies in real time, manage payroll, and reconcile transactions.
In addition, Brighty’s AI agent can read incoming invoices and initiate international transfers with full audit trails and compliance, logging through the SEPA and SWIFT networks, and request payment approvals from accountholders.
Brighty’s platform also allows users to configure account settings, access controls, and security rules via the API. It also supports the issuance, and management of physical and virtual Visa-branded debit cards that allow cardholders to spend fiat and cryptocurrencies. Users can hold, exchange, and spend cryptocurrencies and stablecoins, such as bitcoin, Ether, USDC, and EURC.
The company says its target audience is freelancers, so-called digital nomads, crypto enthusiasts, and startups that need to manage both fiat and digital assets.
“We built Brighty on a simple conviction: financial infrastructure should be transparent, programmable, and accessible,” Brighty co-founder and chief technology officer Nick Denisenko says in a statement. “With this API, we’re extending that principle to the age of intelligent agents — giving businesses a way to automate financial operations that would otherwise require a team of accountants.”
