Competitive Strategies

Japanese fintech PayPay Corp. is preparing a push into the United States through a partnership with Visa Inc. and an initial public offering. Through Visa, PayPay will develop new payment options for its mobile wallet beyond QR codes to broaden its wallet appeal to U.S. consumers. PayPay specializes in QR …

Klarna AB announced early Monday its pay-over-time service has become an available payment option in Google Pay in the United Kingdom, joining a list of payment services already operating through the wallet. The move represents a major geographic expansion of previous actions by the two companies. Last year, Google Pay …

Hoot Host launched an expanded version of its software-with-a-service product for online businesses, including payments acceptance through PayPal, Square, and Stripe. The cryptocurrency exchange OKX, based in the Seychelles and with a regional headquarters in San Jose, Calif., received a Payment Institution license in Malta, a move that will allow the company …

Fiserv Inc. has launched INDX, a real-time cash-settlement platform that enables digital-asset companies to store and transfer U.S. dollars at all hours and every day in real time. Digital-asset companies can use INDX to move dollars into a single custodial account insured up to $25 million by the Federal Deposit …

Restaurant point-of-sale specialist Toast Inc. announced its December-quarter gross payment volume grew 22% year-on-year to $51.4 billion, while total locations reached 164,000, up 22%, and net income totaled $101 million, more than triple the sum a year earlier. For the full year, GPV totaled $195.1 billion, up 23%, while net income swelled …

Sabre Corp., a technology provider to the travel industry, has partnered with PayPal Holdings Inc. and Mindtrip, an artificial intelligence-based travel-planning platform, to create agentic-commerce experiences for consumers booking travel online. Sabre will leverage Mindtrip’s agentic-consumer platform and PayPal’s agentic-commerce services and protocol to create a single travel-booking platform that …

Any bump up in an e-commerce site’s conversion rate could ripple through the merchant’s financial results. Processor Adyen NV hopes its new Personalize checkout service can aid these rates by enabling merchants to customize payment options for individual shoppers. Adyen says Personalize, a part of its Uplift payment optimization suite, …

Gaming-transactions specialist Pavilion Payments said it has agreed to acquire payments and automation contracts, along with technology assets, from DiTRONICS Financial Services, a funds-access platform serving casinos. Terms were not announced. Knot, an app linking consumers, merchants, and financial institutions, said it will work with Fiserv Inc. to enable Lyft drivers to more easily …

Illinois merchants scored a big victory late Tuesday in their battle for interchange relief as United States District Court Judge Virginia Kendall upheld the Illinois Interchange Fee Prohibition Act. The decision, which comes after more than a year of legal wrangling, means the IFPA will go into effect July 1, …

Zelle, the peer-to-peer payment service from Early Warning Services LLC, says U.S. consumers sent more than $1.2 trillion in payments using the service in 2025, a 20% increase from 2024. Zelle first surpassed $1 trillion in 2024. That comes on 4.2 billion transactions, a 16% increase from 3.6 billion transactions …