SpotOn Transact LLC has integrated Visa Direct, a faster-payments service, into its DayCheck earned-tip payment app. The integration will allow restaurant owners to simplify tip payouts and enable restaurant employees to move tips directly to their bank accounts. San Francisco-based SpotOn says restaurant operaters are squeezed by working capital challenges …

Visa Inc. entered the agentic-commerce fray early Tuesday with the launch of Trusted Agent, a protocol developed in collaboration with cloud-computing connectivity provider Cloudflare Inc. The protocol is part of an overall strategy to make agent-initiated transactions as seamless and secure “as any consumer-initiated transaction today,” the card network tells …

Verifone Inc. early Monday launched Commander Fleet, a payment and site-management system that enables fuel and convenience retailers to accept WEX and other leading commercial fleet cards through a single POS integration. The system is expected to roll out across North America. Providing fuel and convenience retailers with a single …

Identity-verification platform provider Proof.com has launched Certify, a product intended to combat falsification of signatures created through the use of artificial intelligence. With Certify, users can cryptographically authorize a digital signature on any type of content, such as wire instructions, tax returns, and legal agreements, using a verified legal identity.  …

Buy now, pay later lenders Klarna AB and Affirm Inc. are separately partnering with Google Inc. to enhance their technology stacks. Klarna announced early Thursday it is partnering with Google Cloud to fast-track development of consumer-centric products and marketing campaigns within the Klarna app. Google Cloud is the commercial arm …

Socure, an AI platform for digital identity verification and fraud prevention, announced early Wednesday the launch of Hosted Flows, fraud-detection technology that enables users to build, customize, and deploy branded identity verification and fraud prevention capability without the need for programming code. With Hosted Flows, product, risk, and compliance teams …

PayPal Holdings Inc. has officially launched PayPal Ads Manager, a service that allows merchants to act as their own retail media network and generate new revenue streams, PayPal says. Retail media networks are advertising platforms that allow retailers to sell ad space across the media channels they own or control, …

PayPal Holdings Inc. announced it is offering 5% cash back to U.S. consumers using its buy now, pay later payment option for purchases through the end of the year. In addition, PayPal is rolling out its Pay Monthly BNPL option to in-store shoppers. The moves are expected to make PayPal’s …

Small businesses continued to see slow but steady month-over-month sales growth in September, according to the Fiserv Small Business Index. Month-over-month sales increased 0.1% in September from August, while transactions increased 0.3%. Average ticket sizes fell 0.2% from August. Overall, the metric for the index held steady at 148 for …

The Gift Card Fraud Prevention Alliance is launching a nationwide social-media campaign to combat gift card fraud this holiday shopping season. The campaign, which runs from Oct. 1 through Christmas Day, will deliver daily messages through the LinkedIn and Instagram platforms on the tactics criminals use to perpetrate gift card fraud …