As artificial intelligence continues to work its way into more facets of commerce, consumers and businesses may not be ready to go all in just yet. That day may come, however, if a report from Visa Inc. and another from Aevi prove accurate. First, Aevi, a Germany-based payments platform, found …

Visa Inc. released six new or updated dispute-resolution services, a year after acquirers became subject to the then-new Visa Acquirer Monitoring Program. Known as VAMP, the program, according to Visa, consolidated five fraud and dispute programs and reduced 38 distinct remediation processes into one program. According to Oscar Bello, Chargeback …

U.S. consumers are nothing if not habit-driven. New research from Global Payments Inc. suggests that credit and debit cards accounted for 49% of all online shopping and 71% of in-store shopping in 2025, as reported in the 2026 edition of the Global Payments Report. That is virtually unchanged from 49% …

Zelle, the peer-to-peer payment service from Early Warning Services LLC, is renewing its effort to bring more minority deposit institutions, be they banks or credit unions, into its program. Announced Monday, this year’s effort again works with credit union service organization Velera to recruit financial institutions that primarily provide services …

There’s a new top U.S. merchant acquirer. Global Payments Inc., with an estimated $2.8 trillion in 2025 U.S. processing volume, has moved into the top spot in the 2026 TSG  Directory of U.S. Merchant Acquirers, unseating JPMorgan Chase & Co., which had held the top rank since at least the …

Bank-focused instant payments have been around since 2017, when The Clearing House Payments Co. LLC launched its Real Time Payments network, and gained more attention with the 2023 debut of FedNow from the Federal Reserve. While thousands of banks and credit unions have signed up to receive real-time payments from …

It’s been 13 years since merchants were allowed to add surcharges to cover much of their credit card processing costs, yet confusion and complexity remain. Speakers at the Transact 2026 conference last week, sponsored by the Electronic Transactions Association, did their part to dispel much of this confusion. “Surcharging is a …

Paze, the digital-checkout option from Early Warning Services LLC, lined up Domino’s Pizza Inc. and PayRange LLC as the latest merchants to offer the online-only service. Domino’s says more than 85% of its sales come through digital-ordering channels. PayRange specializes in self-service transactions, such as for laundry machines. Paze will …

As creatures of habit, individuals often follow a routine throughout the day, and that extends into their local shopping activity. New data from Square, the point-of-sale arm of Block Inc., have found that regular customers generate six times more revenue for local businesses than more transient shoppers. Drawing on transactions …

Israel-based payments company Nayax Ltd. lined up another partnership to process payments for electric vehicle owners who stop at E-Plug-branded charging stations. Announced Monday, the partnership means Nayax will handle payments at an anticipated 2,200 connections throughout the United States. Earlier in March, Nayax said 40% of its revenue comes …