Artificial intelligence has long been a part of payments, known early on as machine learning, but now it’s shifting from a predictive function to agentic AI, where systems act, not just advise, said Joseph Arthur, managing partner at RPY Innovations, a payments consultancy. Speaking on a panel at the Northeast …
Read More »Embedded Payments Shift From Add-On Status to Basic Infrastructure
Embedded payments have moved decisively beyond their early role as a bolt-on feature for software platforms and are now foundational to how merchants operate, according to panelists who spoke Thursday at the Northeast Acquirers Association conference in Boston. Once viewed as optional, embedded payments are increasingly expected to function as …
Read More »Deluxe And Payfinia Enable Paze for ISVs
Chalk up another way for merchants and consumers to use Paze, the digital wallet from Early Warning Services LLC, as a deal between Deluxe Corp. and Payfinia seeks to make it easier for independent software vendors to incorporate Paze into their software apps. Payfinia, formed by Tyfone in 2024 to …
Read More »ACH Volume Grew 5% in 2025
Business-to-business and same-day ACH were standout segments of Nacha’s automated clearing house transactions in 2025. Released Thursday, total volume of 35.2 billion payments in 2025 made with the ACH payment method were up 5% over 2024. Reston, Va.-based Nacha, the ACH rules maker, says these transactions were valued at $93 …
Read More »Elavon Launches a New Tool to Help Businesses Collect Payments
Elavon Live Payments is a new payments app for Microsoft 365 users that acquirer Elavon says it designed to make it easier for businesses to collect online payments. Microsoft 365 is a subscription-based productivity suite that includes Outlook, an email app. Elavon Live Payments enables users to send invoices via …
Read More »As Gateways Become More Vital, TSG Issues its Rankings
The value of payment gateways for merchants, independent sales organizations, and processors has only grown in recent years. Now, as the tangible benefit of a gateway migrates from operational stability to aiding better business outcomes, their importance has grown. To help payments companies navigate the gateway segment, TSG, an Omaha, …
Read More »Rent May Be a New Affirm Option While it Applies for an ILC Bank Charter
Some renters using the Esusu Inc. platform to build their credit may have a new option to break their monthly rent payments into smaller portions via a partnership Esusu formed with Affirm Holdings Inc. Affirm, a longstanding buy now, pay later and installment loan provider, is available to building owners …
Read More »FedNow Tallies More Than 1,600 FIs in its Real-Time Payments Service
FedNow, the real-time payments service from the Federal Reserve, has topped 1,600 participating financial institutions in the more than two years since the network’s 2023 debut. The Fed says more than 100 of them, plus two service providers, joined in the fourth quarter. FedNow, which enables instant payments between accounts, …
Read More »Eye on Processing: Regions Bank Picks Worldpay; CU Switches to Velera
Regions Bank, with 1,250 branches, will use payment processing services from Worldpay, a unit of Global Payments Inc., for its Regions Merchant Services business. Meanwhile, credit union service organization Velera says Financial Center First Credit Union chose it for credit and debit card processing services. Birmingham, Ala.-based Regions Bank, part …
Read More »A Contractor Platform Enlists PayEngine for SoftPOS
Payments-technology provider PayEngine will enable its softPOS tap-to-pay service with ServiceTitan Inc., a software developer for contractors in the HVAC, plumbing, electrical, and other service sectors. Santa Monica-based PayEngine says this means consumers will be able to pay their contractor invoices on the ServiceTitan platform by tapping a contactless card …
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