Digital Transactions Authoritative, insightful and timely information for payments professionals

October, 2025

• 7 October

  Expanding into healthcare as an ISV growth strategy: how embedding payments can streamline revenue cycle management

  

  Lisa Brooks, Vice President, Healthcare Partner Management – U.S. Bank | Elavon Independent Software Vendors (ISVs) and SaaS providers have long viewed healthcare as a rich target for vertical expansion. The market is large, highly regulated, and plagued with inefficiency. Many vendors break into this space by solving one part …
• 7 October

  How PayPal’s Ads Manager Helps Cement Its Links to Merchants

  

  PayPal Holdings Inc. has officially launched PayPal Ads Manager, a service that allows merchants to act as their own retail media network and generate new revenue streams, PayPal says. Retail media networks are advertising platforms that allow retailers to sell ad space across the media channels they own or control, …
• 7 October

  COMMENTARY: Visa’s New Commercial Enhanced Data Program: What Merchants Need to Know

  

  Merchants are no strangers to rising payment-processing costs. Merchant-processing fees often feel unavoidable, driven by interchange rates and card-network rules that are beyond a merchant’s control. However, in April 2025, Visa introduced a program that could reshape how merchants manage these costs: the Commercial Enhanced Data Program, also known as …
• 7 October

  Helcim Joins Verizon Program and other Digital Transactions News briefs from 10/7/25

  

  Helcim announced it is the first payments provider to be included in the Verizon Business Marketplace, a software market for small and mid-size businesses. The news follows Helcim’s launch in April of Faster Deposits, a service aimed at delivering next-business-day funding of digital-payment receipts to merchants. Stax Payments, a payments-technology provider, said …
• 6 October

  PayPal Adds Cash Back to BNPL for the Holidays And Expands BNPL to In-Store Purchases

  

  PayPal Holdings Inc. announced it is offering 5% cash back to U.S. consumers using its buy now, pay later payment option for purchases through the end of the year. In addition, PayPal is rolling out its Pay Monthly BNPL option to in-store shoppers. The moves are expected to make PayPal’s …
• 6 October

  AmEx Employs Digital Ads To Help Brands Reach Its Cardholders

  

  American Express Co. cardholders are about to see targeted ads from premium brands on some AmEx-owned platforms. Announced Monday, Amex Ads is a digital advertising platform to help brands reach the issuer’s 34 million U.S. cardholders. It begins on AmexTravel.com and will expand to other AmEx-owned platforms. AmEx says this …
• 6 October

  Global’s Genius for Education Debuts and other Digital Transactions News briefs from 10/6/25

  

  Global Payments Inc. announced a version of its Genius point-of-sale payments platform is available for colleges and universities in the U.S. and Canada, including campus dining. The U.S. Faster Payments Council will work with the Accredited Standards Committee X9 Inc., a developer of standards for the U.S. financial industry, to speed development …
• 3 October

  Consumer Spending Rose Slightly in September as Consumers Turn Pragmatic in Purchasing, Fiserv Finds

  

  Small businesses continued to see slow but steady month-over-month sales growth in September, according to the Fiserv Small Business Index. Month-over-month sales increased 0.1% in September from August, while transactions increased 0.3%. Average ticket sizes fell 0.2% from August. Overall, the metric for the index held steady at 148 for …
• 3 October

  Eye on Processors: Peoples Bank Expands Deluxe Services; Evertec Closes on a Brazil Fintech Stake

  

  Peoples Bank apparently likes what Deluxe Corp. has been doing for the Marietta, Ohio-based bank because it added Deluxe’s merchant services to its roster of services. The bank placed a part of its promotional business with Minneapolis-based Deluxe in January and added checks in March. Merchant services, under the One …
• 3 October

  Instant Payments Use Cases Evolving and other Digital Transactions News briefs from 10/3/25

  

  Loan payouts are picking up steam as a use case for instant payments, joining such applications as earned wage access, wallet funding, marketplace/gaming, and peer-to-peer payments, according to the 2025 U.S. Instant Payments Adopting Quantitative Study from the U.S. Faster Payments Council. Respondents to the study serve more than 90% of U.S. …