Digital Transactions Authoritative, insightful and timely information for payments professionals
FICO (Fair Isaac Corp.) has partnered with open-banking platform Plaid Inc. to develop the UltraFICO score, a credit score that includes real-time cash-flow data from Plaid. The new scoring model is intended to give lenders a more comprehensive view of a consumer’s credit readiness. The UltraFICO score will weigh a …
November, 2025
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20 November
Afterpay Will Test Flex Payments with a Visa Debit Card; Klarna Boosts Its Blackhawk Presence
Afterpay, the buy now, pay later option from Block Inc., will soon test a new way to use the payment method at the point of sale with a Visa debit card. Meanwhile, rival BNPL provider Klarna AB is expanding the locations where consumers can use Klarna to make gift card …
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20 November
New CFPB Director Nominated and other Digital Transactions News briefs from 11/20/25
President Trump nominated Stuart Levenbach to be the new permanent director of the Consumer Financial Protection Bureau. Levenbach is a senior official at the Office of Management and Budget. Acting director Russell Vought’s term is set to expire in December under the Vacancies Act. Toast Inc. said it will grant $10,000 to …
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19 November
Shift4 Continues Its Stadium Pay Win Streak; Nuvei Adds A2A Payments Via Wero
Shift4 Payments Inc. continues to stack up wins in the highly competitive stadium-pay market. The company announced early Wednesday it will process stadium-concessions payments for the Ottawa Senators of the National Hockey League at the team’s home arena, Canadian Tire Centre. The deal, which comes hard on the heels of Shift4’s …
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19 November
How Banks Are Tackling Online Debit Security; Featurespace Highlights an Expected Check Fraud Surge
Credit cards may dominate online use, but debit cards make up a hefty share, too, with 54% of U.S. adults using the former and 49% choosing a debit card in a 30-day period, according to a YouGov.com report. That online debit use has emerged as a key area for banks …
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19 November
PayPal’s Liverpool Pitch Pays Off and other Digital Transactions News briefs from 11/19/25
PayPal Holdings Inc. said it is an official digital payments partner with U.K.-based soccer club Liverpool FC. Already an option in the club’s digital payments platforms, PayPal will be featured more prominently on checkout and payment screens in the club’s e-commerce and All Red services. All Red is a membership program …
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18 November
Fiserv’s Clover Ices a Deal With the NHL’s Minnesota Wild; Payroc’s Entertainment Gambit
Fiserv Inc.’s Clover point-of-sale technology unit has signed a deal with the Minnesota Wild of the National Hockey League to provide its Clover Sport point-of-sale hardware and software at the Wild’s home stadium, Grand Casino Arena. Fiserv will deploy about 300 Clover devices at concession stands throughout the arena. Fiserv’s Clover unit …
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18 November
Klarna Soars to Record-High Revenue As Merchant Signings Boom
Klarna AB early Tuesday reported a 26% jump in revenue for its September quarter, to $903 million, the highest revenue number in its 20-year history. The Sweden-based company, which maintains major operations in the U.S. market and internationally, said it processed $32.7 billion in transactions for the quarter, up 23%. …
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18 November
Nacha’s $10 Million Feedback and other Digital Transactions News briefs from 11/18/25
Nacha, the automated clearing house rule maker, is soliciting feedback on potentially increasing the transaction size of a same-day ACH payment from $1 million to $10 million. Comments are being accepted through Dec. 18. Steamboat Capital sent an open letter to the directors of Priority Technology Holdings Inc. expressing disappointment in an …
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17 November
Another Merchant Lawsuit Settlement Is Reached, This One on EMV-Related Chargebacks
A lawsuit filed in March 2016 over how the four U.S. card brands handled the liability shift during the EMV migration more than 10 years ago, along with unreimbursed chargebacks associated with it, has reached its next step. The suit is over unreimbursed liability-shift chargebacks made with a credit or …