Digital Transactions Authoritative, insightful and timely information for payments professionals
The big processor Worldpay announced it will support the Agentic Commerce Protocol, a standard that allows artificial-intelligence agents to work with buyers and businesses to complete transactions. The processor Fiserv Inc. reported third-quarter revenue of $5.26 billion, a 1% year-on-year increase. Year-to-date revenue rose 4.6% to $15.9 billion. Net income for the quarter totaled …
October, 2025
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28 October
PayPal and Google’s Agentic Commerce Pairing Supports Merchant Controls
As agentic commerce develops, payments and technology companies are teaming up to ensure this next permutation of e-commerce is available to merchants and consumers. PayPal Holdings Inc. and Google Cloud are the latest examples with the announcement of a service that combines Google Cloud’s Conversational Commerce agent with PayPal’s payments …
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28 October
Circle Tests Arc and other Digital Transactions News briefs from 10/28/25
Circle Internet Group Inc. has launched a public test for its Arc blockchain, with participation from more than 100 companies. Circle announced Arc in August for cross-border payments using cryptocurrency. A report from Money20/20, “How will North America’s money move in the future?” forecasts total cross-border payments volume from the Americas will grow …
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27 October
A New Service from Worldpay Aims at Helping Merchants Decide When to Use 3D Secure
Worldpay Inc. early Monday launched its Authentication Optimization service, which uses artificial intelligence to make real-time decisions on whether to authenticate a transaction using 3D Secure or to directly authorize the payment using such factors as risk and issuer preference. The service is being made available to merchants in non-3D …
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27 October
Coming to the U.S.: A Beefed-up Klarna Rewards Program
Banking and payments platform Klarna AB announced early Monday a global membership program featuring Premium and Max rewards levels and offering cash back and benefits related to travel. The new program is starting out in Europe but “expansion to the U.S. is planned for the coming weeks,” the payments company …
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27 October
HSBC Looks to Validifi and other Digital Transactions News briefs from 10/27/25
Banking and financial-services provider HSBC has opted to use account-validation and risk-detection services from Validifi Inc. to verify account ownership and detect fraudulent payment attempts on bank accounts used to pay credit card balances, Validifi says. One Inc, a payments platform serving insurance companies, said it has launched its ClaimsPay service, with …
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24 October
Alacriti Adds Visa Direct for Real Time Payments
Alacriti, a provider of cloud-native payment and money-movement services, has integrated Visa Direct into its Orbipay Payments Hub. The integration will enable financial institutions in North America to provide card-based real-time payments, even if they do not have a connection to a real-time payments hub, such as the RTP network …
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24 October
Will Zelle’s Stablecoin Venture ‘Reinvent Cross-Border Payments for a New Age’?
Early Warning Services LLC announced early Friday its Zelle payments network will expand internationally by using stablecoins for cross-border transactions. Many details of the new initiative, such as expected volumes and fees, were not immediately available, but the move is aimed at offering faster international payments capability “to Zelle customers …
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24 October
Zip Expands Stripe Partnership and other Digital Transactions News briefs from 10/24/25
Zip Co. Ltd. said its payments services are available for U.S. merchants through checkout services managed by Stripe Inc., including Elements, Checkout, and Payment Links. Fintech Everyday People Financial Corp. has agreed to manage network-branded card and digital-wallet programs offered by XTM Inc., a provider of real-time payments and earned-wage access, in a deal …
