Transaction Processing

The stablecoin hype is real. The pitch sounds irresistible: instant settlement, lower costs, fewer intermediaries. So, will the world move on from cards to stablecoins? Nope. Why not? Because it’s more nuanced than that. Stablecoins and cards aren’t competing for the same job. Rather, they solve different problems in the …

A recap of the top 10 posts on DigitalTransactions.net in 2025. #1 Eye on AI: Worldpay Adds AI Safeguards; Pushpay’s Approach to AI [Aug. 14] As artificial intelligence use builds in the commercial world, its manifestations in consumer-facing payments applications continue to emerge. The latest developments include processor Worldpay using Trulioo’s …

Nayax Ltd., a fintech that among other services provides payments-acceptance technology for electric-vehicle chargers and other self-service scenarios, on Monday expanded its footprint in EV charging Monday through a partnership with Autel Energy, a provider of EV chargers. The deal calls for Nayax to embed its payment technology into an …

Days after the end of the 2025 holiday shopping season, Fiserv Inc. notes modest gains in its monthly Small Business Index, with a one-point increase to 144 in December from November. Fiserv notes consumers shopping at small businesses tended to focus on the essentials and selective discretionary spending. That slight …

The U.S.-based payments-technology company Flutterwave Inc. announced it has acquired open-banking tech specialist Mono Technologies Nigeria Ltd. in an effort to support alternative payments across the African continent. Terms were not announced. SoundHound AI Inc., a specialist in conversational AI technology, said its Amelia 7 agentic AI technology will allow users inside …

[Aug. 14] Credit card usage and cardholder satisfaction decline when merchants levy a surcharge to offset their card-acceptance costs, J.D. Power’s 2025 U.S. Credit Card Satisfaction study finds. When consumers are levied a surcharge, satisfaction scores drop 39 points to 602 on a 1,000-point scale, compared to consumers that have not …

[Aug. 15] Routable, a San Francisco-based accounts-payable platform provider, has expanded its support for real-time payments through connectivity to FedNow, the Federal Reserve’s 2-year-old real-time payments platform.  With the addition of FedNow, Routable says its customers have the ability to send instant payments to as many as 85% of bank …

[Aug. 12] Stablecoin giant Circle Internet Group Inc. early Tuesday unveiled Arc, a new payments platform aimed at major money flows, including foreign exchange. The new service, part of the existing Circle Payments Network, will speed up foreign exchange while offering what the company calls “sub-second instant finality” in settlement, the …

[Aug. 13] Buy now, pay later platform Affirm Holdings Inc. has expanded its partnership with Stripe Inc. to make its BNPL services available to in-store shoppers through the Stripe terminal. Stripe, which has deployed more than a million terminals, is making Affirm available as a payment method to physical merchants in …

Currys, a United Kingdom-based technology retailer, formed a new partnership with Stripe Inc. that will see Stripe point-of-sale terminals installed in the merchant’s nearly 300 stores. The global credit card market is forecasted to grow in transaction value from $14.83 trillion in 2025 to $17.73 trillion in 2030, according to a report from Mordor …