Transaction Processing

PayPal Holdings Inc. has officially launched PayPal Ads Manager, a service that allows merchants to act as their own retail media network and generate new revenue streams, PayPal says. Retail media networks are advertising platforms that allow retailers to sell ad space across the media channels they own or control, …

Merchants are no strangers to rising payment-processing costs. Merchant-processing fees often feel unavoidable, driven by interchange rates and card-network rules that are beyond a merchant’s control. However, in April 2025, Visa introduced a program that could reshape how merchants manage these costs: the Commercial Enhanced Data Program, also known as …

PayPal Holdings Inc. announced it is offering 5% cash back to U.S. consumers using its buy now, pay later payment option for purchases through the end of the year. In addition, PayPal is rolling out its Pay Monthly BNPL option to in-store shoppers. The moves are expected to make PayPal’s …

American Express Co. cardholders are about to see targeted ads from premium brands on some AmEx-owned platforms. Announced Monday, Amex Ads is a digital advertising platform to help brands reach the issuer’s 34 million U.S. cardholders. It begins on AmexTravel.com and will expand to other AmEx-owned platforms. AmEx says this …

Global Payments Inc. announced a version of its Genius point-of-sale payments platform is available for colleges and universities in the U.S. and Canada, including campus dining. The U.S. Faster Payments Council will work with the Accredited Standards Committee X9 Inc., a developer of standards for the U.S. financial industry, to speed development …

Small businesses continued to see slow but steady month-over-month sales growth in September, according to the Fiserv Small Business Index. Month-over-month sales increased 0.1% in September from August, while transactions increased 0.3%. Average ticket sizes fell 0.2% from August. Overall, the metric for the index held steady at 148 for …

Loan payouts are picking up steam as a use case for instant payments, joining such applications as earned wage access, wallet funding, marketplace/gaming, and peer-to-peer payments, according to the 2025 U.S. Instant Payments Adopting Quantitative Study from the U.S. Faster Payments Council. Respondents to the study serve more than 90% of U.S. …

Priority Technology Holdings Inc. announced early Thursday it is expanding aggressively into automotive servicing with its acquisition of DMSJV LLC, also known as Dealer Merchant Services, a payments provider whose capabilities include surcharging to help dealers cover transaction costs. Terms were not announced, but Alpharetta, Ga.-based Priority said a $35-million increase …

Instant Financial USA Inc., a platform that digitizes payments for hourly workers, said it has been chosen by the Munson Group to launch digital tips and paycards for workers at Munson’s 33 Sonic Drive-In and Buffalo Wild Wings locations. Theatre Capital announced it has acquired AllPaid Inc., a payments platform serving …

Jack Henry & Associates Inc. has acquired Victor Technologies Inc., a provider of embedded-payment solutions, from MVB Financial Corp. for an undisclosed sum. While terms of the deal were not disclosed, MVB says it expects to see a pre-tax gain of $33 million from the sale. The acquisition widens an …