Digital Transactions Authoritative, insightful and timely information for payments professionals
The VerifiedX Foundation has launched Butterfly, a social-payment and commerce platform that allows users to send and receive VFX, the native VerifiedX cryptocurrencies—Bitcoin, USDT, and USDC coins—instantly via text message, email, or any social-media handle. The new service combines the ease of the Venmo and Zelle peer-to-peer payments networks with the sovereignty of blockchain …
October, 2025
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31 October
COMMENTARY: How AI-Powered Deepfake Voice Scams Are Redefining Account Takeover
The financial-services industry faces a threat even more sophisticated and convincing than traditional cybercrime: AI-powered deepfake voice scams. Unlike conventional account-takeover attempts that rely on stolen credentials and digital channels, these attacks use artificial intelligence to replicate customers’ voices with startling accuracy. They are able to bypass traditional authentication methods …
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31 October
Atomic Launches PayDirect and other Digital Transactions News briefs from 10/31/25
The fintech Atomic Financial announced its launch of PayDirect, a service that it says lets consumers view, manage, and pay bills directly from a bank or fintech app. Zip Co Ltd., a payments-app developer, announced it is working with Forage Technology Corp., a processor for government benefits, on a plan to waive …
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30 October
After Its Disappointing Quarter, Concerns Rise Over Fiserv
A day after Fiserv Inc. released disappointing third-quarter results, stock analysts are showing little confidence in the payments company’s ability to make a course correction. In a note to investors, William Blair & Co. analyst Andrew W. Jeffrey said the financial-services firm can “no longer recommend Fiserv given what we …
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30 October
A Strong Economy Lifts Mastercard’s Transaction Volumes As Well As Its Top and Bottom Lines
Transactions, revenues and net income at Mastercard Inc. all increased by double digits in the third quarter ending Sept. 30 as consumer and business spending remained strong despite new tariffs and reports that consumers are feeling increasingly nervous about the economy. “We continued to see healthy consumer and business spending …
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30 October
PayPal And Wix on AI and other Digital Transactions News briefs from 10/30/25
PayPal Inc. has agreed to provide its artificial-intelligence technology to enable product discovery and payments for merchants using Wix.com Ltd.’s commerce platform. Payment card manufacturer CPI Card Group Inc. agreed to integrate into its prepaid card program the SafeToBuy technology from Australia-based prepaid card technology provider Karta. The technology embeds critical data in …
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29 October
Visa’s Boss Cites Stablecoins And Agentic Commerce as Growth Drivers
An increasing focus on stablecoin initiatives, agentic commerce, and payments innovation helped propel Visa Inc. to a strong 2025 fiscal year and helped the card network to meet its goal of becoming a “hyperscaler” for companies in the payment ecosystem, Visa chief executive Ryan McInerney told analysts during Visa’s 2025 …
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29 October
Paze Eyes More Expansion As It Adds Partnerships
Paze, the online checkout service from Early Warning Services LLC, may usher in a new phase for the service in 2026. That’s the suggestion from Eric Hoffman, chief partnerships officer at EWS. “2025 was a big year in building partnerships and we’re excited to see the fruits of those efforts,” …
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29 October
Worldpay And Agentic Commerce and other Digital Transactions News briefs from 10/29/25
The big processor Worldpay announced it will support the Agentic Commerce Protocol, a standard that allows artificial-intelligence agents to work with buyers and businesses to complete transactions. The processor Fiserv Inc. reported third-quarter revenue of $5.26 billion, a 1% year-on-year increase. Year-to-date revenue rose 4.6% to $15.9 billion. Net income for the quarter totaled …
