Digital Transactions Authoritative, insightful and timely information for payments professionals
Worldpay Inc. early Monday launched its Authentication Optimization service, which uses artificial intelligence to make real-time decisions on whether to authenticate a transaction using 3D Secure or to directly authorize the payment using such factors as risk and issuer preference. The service is being made available to merchants in non-3D …
October, 2025
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27 October
Coming to the U.S.: A Beefed-up Klarna Rewards Program
Banking and payments platform Klarna AB announced early Monday a global membership program featuring Premium and Max rewards levels and offering cash back and benefits related to travel. The new program is starting out in Europe but “expansion to the U.S. is planned for the coming weeks,” the payments company …
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27 October
HSBC Looks to Validifi and other Digital Transactions News briefs from 10/27/25
Banking and financial-services provider HSBC has opted to use account-validation and risk-detection services from Validifi Inc. to verify account ownership and detect fraudulent payment attempts on bank accounts used to pay credit card balances, Validifi says. One Inc, a payments platform serving insurance companies, said it has launched its ClaimsPay service, with …
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24 October
Alacriti Adds Visa Direct for Real Time Payments
Alacriti, a provider of cloud-native payment and money-movement services, has integrated Visa Direct into its Orbipay Payments Hub. The integration will enable financial institutions in North America to provide card-based real-time payments, even if they do not have a connection to a real-time payments hub, such as the RTP network …
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24 October
Will Zelle’s Stablecoin Venture ‘Reinvent Cross-Border Payments for a New Age’?
Early Warning Services LLC announced early Friday its Zelle payments network will expand internationally by using stablecoins for cross-border transactions. Many details of the new initiative, such as expected volumes and fees, were not immediately available, but the move is aimed at offering faster international payments capability “to Zelle customers …
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24 October
Zip Expands Stripe Partnership and other Digital Transactions News briefs from 10/24/25
Zip Co. Ltd. said its payments services are available for U.S. merchants through checkout services managed by Stripe Inc., including Elements, Checkout, and Payment Links. Fintech Everyday People Financial Corp. has agreed to manage network-branded card and digital-wallet programs offered by XTM Inc., a provider of real-time payments and earned-wage access, in a deal …
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23 October
Merchants And Banks in the IFPA Case Tangle Over a Motion for Summary Judgement
Attorneys for plaintiffs and defendants in the lawsuit challenging the Illinois Interchange Fee Prohibition Act presented oral arguments Wednesday on plaintiff’s motion for Summary Judgment in the case. Attorneys for the plaintiffs argued that the preliminary injunction against the IFPA be broadened so that all financial institutions are exempt from …
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23 October
Eye on BNPL: Splitit Adds Debit Cards as BNPL Funding Source; Affirm Expands Worldpay Partnership
Buy now, pay later providers continue to make inroads in payments, with Splitit Payments Ltd. integrating a service to make it easier for banks to offer their customers installment plans at checkout. Meanwhile, Affirm Holdings Inc. expanded how it works with processor Worldpay LLC by integrating its BNPL service into …
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23 October
CardFlight’s Tap to Pay Move and other Digital Transactions News from 10/23/25
CardFlight Inc. announced Tap to Pay on iPhone is now available to client merchants using Worldpay for processing. Rokt Corp., an e-commerce marketing-technology company, said PayPal Holdings Inc. has started to use its services to support advertisements that appear on “thank you” pages following peer-to-peer payments. PayNearMe Inc. said it has rolled …
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22 October
Finzly Launches AI Agents to Help Processors Streamline Operations
Payments-technology provider Finzly announced early Wednesday its launch of technology that allows financial institutions to create AI agents to automate payment processing and operational workflows, and make informed decisions on the bank’s behalf in seconds. The launch, what Finzly calls Agentic Galaxy, comes at a time when financial institutions are …
