Wednesday , January 21, 2026

Mobile Commerce

Apple Reports Record iPhone Sales And Hints at Strong Growth for Apple Pay Globally

Apple Inc. reported record quarterly sales Tuesday for its iPhone smart-phone models while chief executive Tim Cook briefly sketched a strong quarter and year for Apple Pay, the Cupertino, Calif.-based computer company’s mobile-payments service. Speaking to analysts in an afternoon earnings call to discuss Apple’s results for the three months …

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‘We’re Just Scratching the Surface,’ CEO Schulman Says As PayPal Posts Strong Results

PayPal Holdings Inc. finished its first full calendar year separated from eBay Inc. with a tone that suggests a bit of swagger. “It was a landmark year for PayPal,” chief executive Dan Schulman told stock analysts Thursday afternoon. “We introduced a host of innovations. We bring to our merchants an …

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How Dwolla Turned Away from Consumer-Facing Payments to White-Label APIs

It’s taken about a year, but Dwolla Inc. has now executed a strategic shift away from handling online and mobile transactions directly for consumers who want to pay merchants and each other. Instead, the 8-year-old, Des Moines, Iowa-based company now focuses on selling programming to clients that want to process …

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Payment Options And Security Matter, But It’s Price And Shipping Costs That Kill Online Deals

Shipping costs and the total price are two primary inhibitors for consumers shopping online, found a survey from FuturePay Inc., which provides financing for online purchases. Indeed, 86% of the 1,500 consumers surveyed in the fourth quarter cited the cost of shipping as the top reason they opted not to …

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Retailers Adapt to Growing Consumer Reliance on Mobile Apps, Sites, and Devices

Retailers wondering about the role of smart phones in their stores might take this figure into account: 36% of U.S. shoppers purchase via a mobile device frequently, and consider it a part of their regular purchasing behavior. That’s the finding from a recent DMI Inc. survey. DMI is a Bethesda, …

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A Holiday-Shopping Test Finds Beacon-Based Mobile Offers Drive up Traffic Counts

Marketing campaigns delivered to shoppers’ smart phones have long been seen as a promising way to drive both in-store traffic and mobile payments, and during the recent holiday season one company ran a test to find out just what kind of results retailers could expect. Swirl Networks Inc., a 6-year-old …

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Wal-Mart’s New Android Version of Scan & Go May Signal Wider Appeal of Self-Checkout

Wal-Mart Stores Inc. has released an Android version of its Walmart Scan & Go self-checkout app that consumers use on their smart phones. This version joins the iOS app currently being tested at a single Wal-Mart store in Rogers, Ark., and could indicate consumers are increasingly embracing the self-checkout concept just …

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‘Webrooming’ Outdraws ‘Showrooming’ Among Young Consumers, a Study Finds

Younger consumers are more likely to combine an in-store visit and online product research or purchases than their older counterparts. That’s one finding from the FutureBuystudy released Tuesday by GfK, a Germany-based research firm. The study, which examined U.S. consumer buying behavior, found that 46% of consumers between 18 and 26 …

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Varo Money Readies ‘Val,’ a Bot Aimed at Helping Millennials With Money And Banking

Chatbot developer Kasisto Inc. has agreed to provide a so-called smartbot for Varo Money Inc., a San Francisco-based provider of a mobile-only banking app. Both the app and the bot are in beta testing and expected to launch early next year. The new bot, called Val, is based on conversational …

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Holiday E-Commerce Spending Grows 12% So Far This Year, Reflecting Confident Shoppers

Consumers are making their shopping, and payments, preferences known this holiday season. They are spending 12% more on e-commerce purchases so far this shopping season than they did in 2015, reports comScore Inc. Consumers have made $49.3 billion in e-commerce purchases from Nov. 1 to Dec. 12 using a desktop computer at home …

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