Array US Inc. and Narmi want to enable banks to offer consumer-finance management tools to their customers with a suite of products, including subscription management. Array, a fintech platform, and Narmi, a digital-banking platform, say the collaboration—called Narmi FinHealth—will give financial institutions an easier way to provide these tools to …

First-party fraud, often called friendly fraud, is the bane of online retailers. Chargeback management provider Chargebacks911 says friendly fraud accounts for 43.8% of total chargebacks in its 2026 Field Report. Relying on responses from more than 250 merchants, the report also finds 83.4% of enterprise merchants reported an increase in …

With nearly 59% of U.S. consumers knowingly using an artificial-intelligence chatbot, according to the Pew Research Center, credit-reporting agency Experian plc is putting its credit card marketplace into AI tool ChatGPT. Announced Thursday, the plugin, available on ChatGPT’s plugin site, lets consumers explore credit card options for various types, such …

Neighborhoods, a service launched by Block Inc. in October to connect its sellers with its Cash App users, has added 30,000 sellers since the end of June. Block, and its Square acquiring unit, intended for Neighborhoods to create a local commerce network for both merchants and consumers. Neighborhoods provides sellers …

New research from Coresight Research and point-of-sale provider Aptos finds that, despite more than 20 years since the first cloud-based point-of-sale system debuted, many retailers still have yet to make the move fully to such systems. In the “Retail POS Modernization: Strategic and Financial Case for Transformation” report, commissioned by …

OnePay, the financial-services company majority owned by Walmart Inc., is adding support for Apple Inc.’s wallet for its credit cards, enabling cardholders to use their cards to make Apple Pay transactions. The OnePay debit card has supported Apple Pay since 2022. Adding Apple Pay support coincides with Walmart enabling contactless …

Payments companies continue to court potentially lucrative software integration deals with PSQ Holdings Inc. among the latest to do so. West Palm Beach, Fla.-based PSQ says its PSQ Payments unit will supply credit and debit card and automated clearing house payments, along with instant payment processing via FedNow and RTP …

A new report from Experian appears to illuminate a key issue for artificial intelligence in commerce. Consumers may be more comfortable using it for product discovery, comparisons, and recommendations, but many lack trust in handing AI financial-services decisions. Experian, in its 11th annual Identity and Fraud Report, found that 31% …

PayPal Holdings Inc. is banking that it will have a seat on more college campuses with its integration with Illumia, Nelnet Campus Commerce, and TouchNet, payments providers to higher education institutions. TouchNet is owned by Global Payments Inc. PayPal says its PayPal and Venmo wallets can now be used for …

Using a debit card as a card-on-file payment accounted for 25% of debit transactions made in the second quarter, says the SoFi Tech Solutions Debit Spend Index. That’s up from 24% in the first quarter, and marks the payment method’s rise past card-not-present debit transactions as the most popular. SoFi …