Transaction Processing

Same-day automated clearing house transactions continue to surge, reaching $1.3 trillion in value in the second quarter, says Nacha. That’s up from $980 billion in value in the year-ago quarter. That value came on 435.7 million transactions, a 29.3% increase from 337 million same-day ACH transactions in the 2025 second …

As payments executives wrestle with fast-moving trends in AI-driven commerce and in cryptocurrency, particularly stablecoins, card networks are gearing up to win more business in both markets. And network executives see those trends accelerating, creating opportunities to grab market share if they act fast. “Agentic commerce is the next evolution …

Point-of-sale platform Lightspeed Commerce Inc. narrowed its first-quarter loss to $2.4 million from $49.6 million a year prior. Lightspeed reported its fiscal first quarter earnings ended June 30 with $322.7 million in revenue, up 5.8% from $305 million a year ago. In 2025, Lightspeed embarked on a two-pronged POS-based plan to improve its performance. …

Americans are now paying a median $363 per month for utility bills, or $4,361 annually, a 4.63% year-over-year increase, according to the latest doxoInsights 2026 Utility Report on electronic bill payments. And as utility bills grow, some are challenged to pay them online because of the absence of a language …

Business-to-business payments were one of the first use cases for instant payments when the RTP network from The Clearing House Payments Co. LLC debuted in 2017. As more businesses and consumers want to use such services, the use cases are evolving, with digital wallets—like PayPal and Venmo—now being the largest …

Flexible Finance Inc. announced it has submitted applications to the Federal Deposit Insurance Corp. and the Utah Department of Financial Institutions for a charter for Flex Bank, a Utah state-chartered industrial bank. Flexible Finance is the company behind Flex Rent, which says it has processed more than $40 billion in rent payments for …