Credit card usage and cardholder satisfaction decline when merchants levy a surcharge to offset their card-acceptance costs, J.D. Power’s 2025 U.S. Credit Card Satisfaction study finds. When consumers are levied a surcharge, satisfaction scores drop 39 points to 602 on a 1,000-point scale, compared to consumers that have not been …
August, 2025
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14 August
Eye on AI: Worldpay Adds AI Safeguards; Pushpay’s Approach to AI
As artificial intelligence use builds in the commercial world, its manifestations in consumer-facing payments applications continue to emerge. The latest developments include processor Worldpay using Trulioo’s identity technology for AI-enabled measures in agentic commerce and Pushpay’s introduction of AI tools for ministry leaders. Worldpay, which is expected to be acquired …
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14 August
Early Warning Faces NY Zelle Lawsuit and other Digital Transactions News briefs from 8/14/25
The payments platform Early Warning Services LLC has been sued by the state of New York for allegedly failing to protect Zelle users from what the state charges were “massive amounts of fraud.” Zelle is EWS’s peer-to-peer payments network. EWS officials couldn’t be immediately reached for comment. Processor Jack Henry has launched Tap2Local, which …
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13 August
Affirm Partners With Stripe And Google Pay; Zip’s Chrome Autofill Integration
Buy now, pay later platform Affirm Holdings Inc. has expanded its partnership with Stripe Inc. to make its BNPL services available to in-store shoppers through the Stripe terminal. Stripe, which has deployed more than a million terminals, is making Affirm available as a payment method to physical merchants in the …
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13 August
Yeeld’s Online Surcharging Program Debuts
Six months after issuing an API code to enable surcharging for online transactions, Chicago-based Yeeld released YeeldPay, its surcharging program for merchants. Yeeld says YeeldPay is a no-code payment page that provides merchants across the United States with a compliant surcharging program that, because it uses the Yeeld Surcharging API, …
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13 August
Circle’s Shares and other Digital Transactions News briefs from 8/13/25
Circle Internet Group Inc. announced a public offering of 10 million shares of its Class A common stock, with 2 million shares offered by Circle and the balance by current shareholders. Circle on Tuesday unveiled Arc, a payments platform aimed at major money flows. Payments-technology provider Alacriti Inc. said Beginnings Credit Union has adopted …
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12 August
Consumers Like to Pay Bills Digitally, But Are Not Sold on AI as Part of the Process
Consumers are increasingly turning to same-day and real-time payment channels for paying their bills, ACI Worldwide’s 2025 Speedpay Pulse report finds. Overall, 3 in 10 consumers have paid a bill using a same-day or real-time payment channel in the past 12 months, the report says. Gen Zers are the most …
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12 August
Stablecoin Giant Circle Launches Arc for Cross-Border Flows
Stablecoin giant Circle Internet Group Inc. early Tuesday unveiled Arc, a new payments platform aimed at major money flows, including foreign exchange. The new service, part of the existing Circle Payments Network, will speed up foreign exchange while offering what the company calls “sub-second instant finality” in settlement, the company …
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12 August
GoDaddy Debuts In-Store POS System and other Digital Transactions News briefs from 8/12/25
Online registrar and payments provider GoDaddy Inc. released its Smart Terminal Pro, a point-of-sale system for in-store use. GoDaddy said transactions from the terminal can be synced with a merchant’s online transactions for a consolidated view of their operations. Small business lender Credibly launched Dynamic Offers, a new feature in its Offer Calculator, that …
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11 August
Western Union To Acquire Money-Transfer Rival Intermex for $500 Million
In a move to bolster its leading position in an increasingly difficult money-transfer market, The Western Union Co. announced Sunday it has a deal to acquire International Money Express Inc. for $500 million in cash. Better known as Intermex, Miami-based International Money Express has built a retail network of 100,000 …
