Tuesday , December 30, 2025

Issuing/Originating

Klarna And Affirm Tap Google’s Tech Stack

Buy now, pay later lenders Klarna AB and Affirm Inc. are separately partnering with Google Inc. to enhance their technology stacks. Klarna announced early Thursday it is partnering with Google Cloud to fast-track development of consumer-centric products and marketing campaigns within the Klarna app. Google Cloud is the commercial arm …

Read More »

Stablecoins Remain Hot As Banks Vie For Issuance And Related Services

Action in the payments industry on stablecoin plans appears to be perking up since President Donald Trump signed the GENIUS Act into law this summer, legislation whose rules are expected to spark more action by mainstream payments players on issuing and accepting the digital currency. One example emerged Wednesday with …

Read More »

Socure Unveils Customizable Fraud Detection; Thredd’s Single Point Fraud Monitoring

Socure, an AI platform for digital identity verification and fraud prevention, announced early Wednesday the launch of Hosted Flows, fraud-detection technology that enables users to build, customize, and deploy branded identity verification and fraud prevention capability without the need for programming code. With Hosted Flows, product, risk, and compliance teams …

Read More »

COMMENTARY: Visa’s New Commercial Enhanced Data Program: What Merchants Need to Know

Merchants are no strangers to rising payment-processing costs. Merchant-processing fees often feel unavoidable, driven by interchange rates and card-network rules that are beyond a merchant’s control. However, in April 2025, Visa introduced a program that could reshape how merchants manage these costs: the Commercial Enhanced Data Program, also known as …

Read More »

PayPal Adds Cash Back to BNPL for the Holidays And Expands BNPL to In-Store Purchases

PayPal Holdings Inc. announced it is offering 5% cash back to U.S. consumers using its buy now, pay later payment option for purchases through the end of the year. In addition, PayPal is rolling out its Pay Monthly BNPL option to in-store shoppers. The moves are expected to make PayPal’s …

Read More »

AmEx Employs Digital Ads To Help Brands Reach Its Cardholders

American Express Co. cardholders are about to see targeted ads from premium brands on some AmEx-owned platforms. Announced Monday, Amex Ads is a digital advertising platform to help brands reach the issuer’s 34 million U.S. cardholders. It begins on AmexTravel.com and will expand to other AmEx-owned platforms. AmEx says this …

Read More »

Instant Payments Use Cases Evolving and other Digital Transactions News briefs from 10/3/25

Loan payouts are picking up steam as a use case for instant payments, joining such applications as earned wage access, wallet funding, marketplace/gaming, and peer-to-peer payments, according to the 2025 U.S. Instant Payments Adopting Quantitative Study from the U.S. Faster Payments Council. Respondents to the study serve more than 90% of U.S. …

Read More »

Merchants, Government, And Law Enforcement Look to Fight Gift Card Fraud

The Gift Card Fraud Prevention Alliance is launching a nationwide social-media campaign to combat gift card fraud this holiday shopping season. The campaign, which runs from Oct. 1 through Christmas Day, will deliver daily messages through the LinkedIn and Instagram platforms on the tactics criminals use to perpetrate gift card fraud …

Read More »

An Digital Tip Win and other Digital Transactions News briefs from 10/2/25

Instant Financial USA Inc., a platform that digitizes payments for hourly workers, said it has been chosen by the Munson Group to launch digital tips and paycards for workers at Munson’s 33 Sonic Drive-In and Buffalo Wild Wings locations. Theatre Capital announced it has acquired AllPaid Inc., a payments platform serving …

Read More »

Merrick Relaunches Ollo and other Digital Transactions News briefs from 10/1/25

The credit card issuer Merrick Bank has re-launched its Ollo credit card with a refreshed design and new technology. The card was first issued in 2017 as a product for U.S. consumers facing challenges in obtaining a credit card. Valor PayTech, a 5-year-old provider of point-of-sale technology for merchants, announced it has …

Read More »
Digital Transactions