Friday , December 19, 2025

Peter Lucas

Routable Adds FedNow to Speed Accounts Payable

Routable, a San Francisco-based accounts-payable platform provider, has expanded its support for real-time payments through connectivity to FedNow, the Federal Reserve’s 2-year-old real-time payments platform.  With the addition of FedNow, Routable says its customers have the ability to send instant payments to as many as 85% of bank accounts in …

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Customer Satisfaction And Card Usage Drop When Sellers Levy Credit Card Surcharges, Says J.D. Power

Credit card usage and cardholder satisfaction decline when merchants levy a surcharge to offset their card-acceptance costs, J.D. Power’s 2025 U.S. Credit Card Satisfaction study finds. When consumers are levied a surcharge, satisfaction scores drop 39 points to 602 on a 1,000-point scale, compared to consumers that have not been …

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Affirm Partners With Stripe And Google Pay; Zip’s Chrome Autofill Integration

Buy now, pay later platform Affirm Holdings Inc. has expanded its partnership with Stripe Inc. to make its BNPL services available to in-store shoppers through the Stripe terminal. Stripe, which has deployed more than a million terminals, is making Affirm available as a payment method to physical merchants in the …

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Consumers Like to Pay Bills Digitally, But Are Not Sold on AI as Part of the Process

Consumers are increasingly turning to same-day and real-time payment channels for paying their bills, ACI Worldwide’s 2025 Speedpay Pulse report finds. Overall, 3 in 10 consumers have paid a bill using a same-day or real-time payment channel in the past 12 months, the report says. Gen Zers are the most …

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SpotOn Enhances Its Online Ordering Platform; Global Payments Adds Another Pro Sports Client

SpotOn Transact LLC has enhanced its online ordering platform for independent restaurants with several new features intended to engender customer loyalty and drive repeat business. One of the new features is GoTo Place, a mobile app that allows restaurants to create their own branded mobile storefront. What differentiates GoTo Place …

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Back to the Drawing Board on Debit Rates: Sorting Out Winners and Losers

With merchants prevailing in their long-running legal battle to overturn debit rate caps set by the Federal Reserve, the largest debit card issuers could wind up the biggest losers, while Capital One Financial Corp. emerges as the big winner. U.S. District Court for the District of North Dakota Judge Daniel …

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Finzly Moves to Support Stablecoins, While Ripple Acquires Stablecoin Platform Rail

Finzly, a developer of payments technology for financial institutions, says it is preparing to support stablecoins and tokenized deposits. The move is aimed at helping financial institutions remain relevant as programmable money becomes more common, the company says. Programmable money is a digital form of currency that can be programmed …

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Forter Launches Identity Monitoring for Agentic Commerce

Identity-intelligence platform provider Forter has launched a service that it says enables digital merchants to vet AI agents across the entire shopping process, including payment. The new capability within the Forter platform is intended to help merchants combat fraud in the artificial-intelligence era, which has seen the rise of AI …

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AmEx Lends Its Restaurant Tech in a Deal With Toast

Toast Inc. has agreed to work with American Express Co. to leverage the online reservation capabilities of the Resy and Tock platforms, which are owned by AmEx, as well as Toast’s Digital Chits technology. That technology allows restaurant staff to view customer information on Toast devices. Both companies will also …

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CDK Launches SimplePay to Streamline Payments for Auto Dealers

CDK Global LLC, a provider of cloud-based software for auto dealerships and original equipment manufacturers, has launched SimplePay, a cloud-based payments solution for auto dealers. Austin, Texas-based CDK developed SimplePay to help dealers streamline payments throughout their dealerships, such as service, parts, and accessories purchases through a single platform. The …

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Digital Transactions