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Open AI, the San Francisco-based creator of the ChatGPT artificial-intelligence chatbot, announced Wednesday it is partnering with Stripe Inc. to enable payments for its ChatGPT Plus and DALL·E applications. In addition, Stripe announced it is incorporating OpenAI’s new natural-language technology, GPT-4, into its products and services.
The deal is one of the first uses of ChatGPT technology for payments. ChatGPT is an artificial intelligence-based natural language processing application that allows people to have human-like conversations with a chatbot. The app can answer questions and assist in such language-driven tasks as composing emails, essays, and code.
OpenAI, which launched ChatGPT last year, plans to incorporate several Stripe applications into its platform, including Stripe Billing, Stripe Checkout, and Stripe Tax. Open AI will integrate Stripe Billing and Stripe Checkout into its ChatGPT premium subscription offering. Using Stripe Checkout’s prebuilt hosted-payments page, OpenAI can offer one-time purchases and monthly or usage-based subscriptions, and can reach global customers with more than 25 payment methods immediately, the company says.
The integration of Stripe Tax is intended to support OpenAI’s tax-compliance obligations as it expands into global markets.
In addition, OpenAI is making Stripe Billing available to users of its DALL·E application to provide them a pay-as-you-go option to purchase DALL·E credits, which enable customers to generate new images using the application.
DALL-E and DALL-E 2 are deep-learning models developed by OpenAI to generate digital images from natural-language descriptions.
Open AI will also use Stripe’s Link application to enable it to autofill saved payment details. Enabling autofill will allow DALL-E users to complete payments 40% faster, on average, the company says.
“We’re excited to work with Stripe to monetize our flagship products,” Peter Welinder, vice president of product and partnerships for OpenAI, says in a prepared statement. “Beyond payments, Stripe is helping us with everything from recurring billing and tax compliance to automating our financial operations.”
The partnership with OpenAI continues Stripe’s strategy of partnering with artificial-intelligence companies. Seventy-five percent of the leading generative AI companies, including OpenAI, Runway, Diagram, and Moonbeam, are using Stripe worldwide, Stripe says.
“As these new AI companies proliferate, we’re helping them with smart monetization strategies that get their products into more hands,” David Singleton, chief technology officer for Stripe, says in a statement.
Stripe says it has used artificial intelligence to enhance its services, including managing fraud and increasing conversion rates. For example, Stripe last year worked with Microsoft’s Azure OpenAI team to implement GPT-3 for Stripe Support to help customer-service representatives identify faster resolution paths for users.
After participating in the GPT-4 trial period earlier this year, Stripe says it identified several ways to use the technology to streamline operations and help users get information faster.
GPT-4 is the fourth generation of Open AI’s GPT language model. One of the first applications to emerge is GPT-powered Stripe Docs to allow developers to pose natural-language queries within Stripe Docs to GPT-4, which will answer by summarizing the relevant parts of the documentation or extract specific pieces of information. The process lets developers spend less time reading and more time building, Stripe says.
“Like the introduction of email, smart phones, or videoconferencing, GPT-4 has the potential to fundamentally rewire—and improve—how businesses run,” Eugene Mann, product lead for applied machine learning for Stripe, says in a statement. “By integrating GPT-4, Stripe is giving our users the most advanced tools to help them build and grow online.”
