News

January, 2026

• 23 January

  Equifax Launches AI-based Synthetic Identity Fraud Detection as Companies Turn to AI  

  

  Equifax Inc. early Friday launched an application to identify synthetic identity fraud. The app, known as Synthetic Identity Risk, uses artificial intelligence to analyze identity data, credit histories, and behavioral signals to determine whether an account belongs to a synthetic identity. Synthetic identities, which criminals use to open credit card …
• 23 January

  Rent May Be a New Affirm Option While it Applies for an ILC Bank Charter

  

  Some renters using the Esusu Inc. platform to build their credit may have a new option to break their monthly rent payments into smaller portions via a partnership Esusu formed with Affirm Holdings Inc. Affirm, a longstanding buy now, pay later and installment loan provider, is available to building owners …
• 23 January

  CapOne To Acquire Brex and other Digital Transactions News briefs from 1/23/26

  

  Capital One Financial Corp. said it will acquire Brex Inc., a San Francisco-based specialist in corporate cards and expense-management software, for $5.15 billion in stock and cash. Brex founder and chief executive Pedro Franceschi will continue in that role. The deal is expected to close by mid-year. Visa Inc. said it will …
• 22 January

  North’s Merchant Management API: CRM‑Level Control for Modern Payments Partners

  

  North’s Merchant Management API gives Wholesale ISOs, Full Service Providers (FSPs), and Payment Facilitators deep, It is designed for partners that own risk, manage underwriting, and want to differentiate themselves with custom tools and portals for both internal teams and merchants. What the Merchant Management API does At its core, …
• 22 January

  Stablecoins Are a Mainstream Form of Digital Payments, Zerohash Finds

  

  Stablecoins have moved into the mainstream of digital payments, according to a report from cryptocurrency platform provider zerohash. In 2025, stablecoin transaction volume as measured in U.S. dollars increased nearly seven-fold year over year, while the average transaction size rose 157%. In addition, the number of customers actively transacting with …
• 22 January

  FedNow Tallies More Than 1,600 FIs in its Real-Time Payments Service

  

  FedNow, the real-time payments service from the Federal Reserve, has topped 1,600 participating financial institutions in the more than two years since the network’s 2023 debut. The Fed says more than 100 of them, plus two service providers, joined in the fourth quarter. FedNow, which enables instant payments between accounts, …
• 22 January

  PayPal To Acquire Cymbio and other Digital Transactions News briefs from 1/22/26

  

  PayPal Holdings Inc. has agreed to acquire Cymbio Ltd., a payments-orchestration platform, with a closing expected in the first half of the year. Terms were not disclosed. Lightspeed Commerce Inc. announced Lightspeed AI along with a number of other new services. The AI service is aimed at aiding merchants in decision making …
• 21 January

  Abrigo Launches an ACH Fraud Detection Solution

  

  Abrigo Inc., a provider of credit risk, compliance, and lending solutions for financial institutions, announced early Wednesday the launch of Abrigo Fraud Detection for ACH. The solution detects fraud for inbound automated clearing house transactions, ACH check deposits, wire payments, and ACH origination and receipt. Support for additional payment types …
• 21 January

  Eye on Processing: Regions Bank Picks Worldpay; CU Switches to Velera

  

  Regions Bank, with 1,250 branches, will use payment processing services from Worldpay, a unit of Global Payments Inc., for its Regions Merchant Services business. Meanwhile, credit union service organization Velera says Financial Center First Credit Union chose it for credit and debit card processing services. Birmingham, Ala.-based Regions Bank, part …
• 21 January

  DXC’s Euronet Integration and other Digital Transactions News briefs from 1/21/26

  

  Virginia-based software provider DXC Technology Co. said it will integrate its Hogan core-banking platform with the Ren payments-processing service from Euronet Worldwide Inc. in an effort to help banks and fintechs speed up the launch of card-issuing and payments offerings. The financial-services platform OnePay announced it will work with Klarna AB to offer Swipe …