Digital Transactions Authoritative, insightful and timely information for payments professionals
FICO’s latest scoring models now factor in buy now, pay later repayment data, a milestone many hoped would bring these plans into the mainstream credit system, giving lenders more visibility into consumers’ total debt and payment behavior. However, despite billions flowing through installment-payment platforms, lenders still can’t see the full credit picture. …
December, 2025
-
24 December
Canadian Holiday Spending up 4.4% and other Digital Transactions News briefs from 12/24/25
Holiday spending in Canada over the seven-week period starting Nov. 1 rose 4.4% compared to the same period last year, according to a report from Visa Consulting & Analytics. Some 88% of the spending occurred in-store, with the remainder spent online. Payments provider Klarna AB said U.S. spending on its platform on entertainment, …
-
23 December
Holiday Gift Cards Bloom, Especially Among Younger Consumers
Predictions that gift cards would be a popular choice this holiday shopping season may bear out. At least one gift card provider, Tillo Inc., finds that across Black Friday to Cyber Monday, Nov. 28-Dec.1, its total sales were up 41% over the similar period in 2024. Tillo, based in the …
-
23 December
Holiday Retail Shopping up 3.9% and other Digital Transactions News briefs from 12/23/25
In-store and online retail sales in the U.S. market grew 3.9% from Nov. 1 through Dec. 21 compared to last year, according to Mastercard Inc.’s SpendingPulse report, which excludes automotive sales. The result, which is not adjusted for inflation, represents all payment types… …while preliminary data in a separate report from Visa Inc. indicate …
-
19 December
Cannabis Payments Providers Applaud Reclassification of the Drug. Are Card Transactions Next?
POSaBIT Systems Corp., a payments processor specializing in cannabis merchants, and Dutchie, a software provider to more than over 6,500 cannabis businesses, late Thursday lauded the Trump administration’s decision to reclassify cannabis to a Schedule III drug as a move that could finally open the door for cannabis merchants to …
-
19 December
Payroc Doubles Down on SMBs, Embedded Finance, and Larger Merchants
Less than 90 days into closing its acquisition of BlueSnap Inc., Payroc WorldAccess LLC is pushing ahead with its dual strategy of courting small and mid-size businesses that may need a point-of-sale terminal and prospecting larger merchants with integrated payment needs. It sees the acquisition not as an end goal, …
-
19 December
FedNow Reports Nearly 30,000 Daily Transactions and other Digital Transactions News briefs from 12/19/25
As 2025 nears its end, the Federal Reserve’s FedNow real-time payments service now has almost 1,600 participating financial institutions, including 70% of the country’s largest banks, the Fed reported. Transactions have reached nearly 30,000 daily, according to the Fed. FedNow launched in 2023. Domain-name registrar GoDaddy Inc. launched its ANS Marketplace and new AI …
-
18 December
Eye on POS: Talus Adopts Ingenico SoftPOS Tech; Oracle Payments Expands to Canada
Count Talus among the latest payments companies to adopt softPOS technology, which enables merchants to accept contactless payments with no special hardware. In related news, Oracle Corp. said its Oracle Payments service is now available in Canada and issued several updates to the service. Dallas-based Talus says its incorporation of …
-
18 December
Isaacman Finally Gets NASA OK and other Digital Transactions News briefs from 12/18/25
Former Shift4 Payments Inc. chief executive Jared Isaacman was approved by a U.S. Senate vote of 67-30 to take over as administrator at NASA, the top position at the U.S. space agency. President Trump renominated Isaacman for the job in November after quashing his original nomination in May. Payments platform PSQ Holdings Inc. said …
