Thursday , December 4, 2025

Electronic Bill Payment

Eye on Payments AI: Hawk Debuts AI-Enabled Check Fraud Tool; EMVCo Sets Sights on Agentic Commerce

As artificial intelligence continues to weave itself into payments, organizations are adding new AI-enabled services and considering options for its use. Two of the latest are Hawk AI GmbH with a check-fraud prevention tool for U.S. financial institutions and EMVCo as it begins work on a global specification for its …

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New CFPB Director Nominated and other Digital Transactions News briefs from 11/20/25

President Trump nominated Stuart Levenbach to be the new permanent director of the Consumer Financial Protection Bureau. Levenbach is a senior official at the Office of Management and Budget. Acting director Russell Vought’s term is set to expire in December under the Vacancies Act.  Toast Inc. said it will grant $10,000 to …

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Atomic Launches PayDirect and other Digital Transactions News briefs from 10/31/25

The fintech Atomic Financial announced its launch of PayDirect, a service that it says lets consumers view, manage, and pay bills directly from a bank or fintech app. Zip Co Ltd., a payments-app developer, announced it is working with Forage Technology Corp., a processor for government benefits, on a plan to waive …

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$45.5 Trillion in Card Purchases and other Digital Transactions News briefs from 10/9/25

New research from Datos Insights found that credit and debit cardholders globally made 1.1 trillion purchases worth $45.5 trillion in 2024. Buy now, pay later provider Splitit launched its Agentic Commerce Partner Program, an invitation-only effort to bring card-linked installment payments to autonomous shopping agents. Some 86% of restaurant operators are comfortable with the …

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Indra’s New Toll Collection System and other Digital Transactions News briefs from 8/29/25

The I-485 express lanes in North Carolina are the first U.S. highway to adopt connected tolling, allowing in-vehicle devices to collect tolling information and make payments, according to system provider Indra Sistemas S.A. Consulting firm Infosys Ltd. said it is working with Mastercard Inc. to offer what the parties say is enhanced access …

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Bill-Payment Platform PayLaterr Partners With Experian to Bolster Fraud Detection

PayLaterr Inc., a bill-payment platform provider, has partnered with Experian to use the credit bureau’s advanced identity and behavioral analytics for fraud detection and to help consumers make better budgeting decisions. PayLaterr says it will integrate Experian’s fraud-detection tools and alternative credit-data solutions into its identity-verification and decision-making processes. PayLaterr …

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Yeeld’s Online Surcharging Program Debuts

Six months after issuing an API code to enable surcharging for online transactions, Chicago-based Yeeld released YeeldPay, its surcharging program for merchants. Yeeld says YeeldPay is a no-code payment page that provides merchants across the United States with a compliant surcharging program that, because it uses the Yeeld Surcharging API, …

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Consumers Like to Pay Bills Digitally, But Are Not Sold on AI as Part of the Process

Consumers are increasingly turning to same-day and real-time payment channels for paying their bills, ACI Worldwide’s 2025 Speedpay Pulse report finds. Overall, 3 in 10 consumers have paid a bill using a same-day or real-time payment channel in the past 12 months, the report says. Gen Zers are the most …

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Payments Industry Support Builds to Eliminate the Federal Government’s Reliance on Paper Checks

Organizations representing the payments industry are coming out in support of the federal government’s move to eliminate paper checks for disbursements. Nacha, the governing body that oversees the ACH network, The Bank Policy Institute, The Clearing House Association, and the Consumer Bankers Association, have submitted comments to the Treasury Department …

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Cross River Bank Adds Request for Payment on RTP

Plaid Inc., the open-banking technology provider, will be the first Cross River Bank client to enable a much-desired request-for-payment function for real-time payments, Cross River announced Monday. As part of The Clearing House Payments Co. LLC’s RTP network, request for payment allows businesses to send a secure request for payment, …

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