Instant Payments Use Cases Evolving and other Digital Transactions News briefs from 10/3/25

Loan payouts are picking up steam as a use case for instant payments, joining such applications as earned wage access, wallet funding, marketplace/gaming, and peer-to-peer payments, according to the 2025 U.S. Instant Payments Adopting Quantitative Study from the U.S. Faster Payments Council. Respondents to the study serve more than 90% of U.S. financial institutions, the Council says.
Technology firm Robo.ai and digital-asset custodian Changer.ae jointly announced in Dubai the Roboy339, which is an automobile fitted with a digital wallet. The wallet can be used to make autonomous payments for tolls, charging, maintenance, and leasing, the parties say.
U.S. users of the digital-currency company Coinbase can now buy cryptocurrency directly in-app using Samsung Pay, according to an announcement from Samsung Electronics.
Ebanx, a payments-services company operating globally, said it has found that network tokens have cut credit card declines owing to fraud or security issues by as much as 86%. In some matters, such as temporary card blocks, declines fell as much as 91%, the company said.
Interlace, a card-issuing platform for cryptocurrency, announced it has issued more than 6 million cards backed by stablecoins for more than 12,000 corporate clients. Its network reaches more than 180 countries and regions, the company said.

Digital Transactions Authoritative, insightful and timely information for payments professionals