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Love your local vending machine and it’ll love you back. That’s the message from USA Technologies Inc. (USAT), operator of a wireless network of card-accepting vending machines. USAT this week unveiled a loyalty program called “More” centered around a proprietary, reloadable stored-value card that machine owners and operators can offer …
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Looking to U.K.’s EMV Experience, A Consultancy Prods U.S. with a ‘Hot Poker’
Rome wasn’t built in a day, and EMV won’t be fully implemented in the United States for some time to come, but at least some foreign observers who have experienced nationwide deployment of the Europay-MasterCard-Visa chip card standard are starting to show impatience with EMV’s sluggish U.S. progress. Fearing a …
Read More »Nine Months After Launch, Isis Usage Sputters Among Small Merchants
Nine months after the Isis mobile wallet launched in Austin, Texas, and Salt Lake City, usage among small merchants appears to be sporadic at best, despite considerable fanfare and promotion at the launch. But some of the factors blamed by merchants contacted by Digital Transactions News have little to do …
Read More »Acquiring: A Rough First Mile
Elizabeth Whalen So far, usage of so-called open-fare payment systems is low, and now transit agencies will confront new problems implementing them. As the hardware for accepting payments on public-transportation systems in many cities nears obsolescence, transit authorities are planning upgrades that allow riders to pay fares with something they …
Read More »M-Commerce: Mobile Payments: The Next Cash Cow for Small Businesses?
Shelley Plomske Mobile payments and social marketing are creating many new opportunities for small and mid-sized businesses. Here are some key points for merchants as these new technologies and techniques ramp up.This year will be unlike anything ever witnessed in the payments industry. Driven by the global economic crisis, the …
Read More »Endpoint: Time To Get Behind the Common AID
A common solution has been found that will ease EMV migration and permit compliance with the Durbin Amendment, but all networks must support the solution to realize its full benefits, says Terry Dooley. The key to an easier, more affordable, and less complex solution for EMV in the United States …
Read More »Opinion & Analysis: How to Place Your Bets on EMV
Mitchell Cobrin Americans like a sure thing, which is not proving helpful when it comes to figuring out chip card deployment. Better to identify promising markets, like m-commerce, and recruit partners with expertise. EMV technology, or the point-of-sale payment protocol based on Europe’s Europay-MasterCard-Visa card system, has arrived on U.S. …
Read More »Components: What NFC’s Uptick Means for Payments
Peter Lucas The availability of NFC-enabled smart phones is finally ramping up in the U.S. But handset makers are promoting the snazzy other stuff that NFC delivers, not payments. For years, champions of mobile wallets based on near-field communication (NFC) technology have evangelized how their applications will revolutionize the way …
Read More »Endpoint: Putting Mobile on the Menu
Selling small businesses on mobile payments is an exercise in frustration, but signs of a breakthrough are appearing where the benefits are most obvious—restaurants, says Rick Berry. There is a lingering perception among the smaller business owners that mobile is out of their reach, too expensive, and too complicated to …
Read More »Visa’s U.S. EMV Card Count More Than Doubles in Nine Months, Albeit from a Tiny Base
Europay-MasterCard-Visa (EMV) chip cards have entered the classic phase of huge percentage growth from a very small base, according to new U.S. figures from Visa Inc. The leading network this week reported that American financial institutions had issued 3.5 million Visa-branded EMV cards as of March 31, an increase of …
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