Risk-management firm ThreatMetrix Inc. said its ThreatMetrix ID product, announced this week, uses unique, anonymized customer data to help businesses make decisions about trust and identity. The product, hailed as the company’s flagship, incorporates four central capabilities. One is the unique, anonymous data it has on 1.4 billion users in …

A large portion of Apple Inc.’s customers spurn facial biometrics, a key security element in Apple’s new iPhone X, according to new research. Survey results from United Kingdom-based Juniper Research say that more than 40% of users of Apple’s mobile devices in the U.S. consider themselves unlikely to use facial …

Merchants that process with Vantiv Inc. will have a new option to receive their settlements within minutes in the FastAccess Funding program the processor and program partner Visa Inc. announced Thursday. Merchants typically receive their settlement funds via the automated clearing house, which may take one to three days. Instead …

Popular with billers, but less so with consumers, electronic bill payment and presentment is enjoying a new lease on life thanks to mobile users. Since its introduction more than a decade ago, electronic bill presentment has been popular with billers eager to take advantage of the cost savings the technology …

The introduction this month of same-day ACH debits will cause some headaches. But all things considered, same-day processing might well end up slowing the momentum of real-time alternatives, says Sarah Grotta. With the supposition that faster is better when it comes to money, the automated clearing house network is entering …

It’s where dining out, consumer affinity for self-service, and a desire to know more about consumers converge. Consumers are expected to spend $736.3 billion—yes, billion—on dining out in 2017. That’s a lot of credit and debit card payments. It’s enough to make the tabletop point-of-sale market a fiercely competitive one, …

EMV is getting faster at checkout, at least for customers. Now, as smaller businesses look to adopt chip card acceptance, swifter transactions may have larger implications. Shoppers who try an EMV card at the checkout counter and are turned off by the tortoise-like pace of the transaction are the bane …

In late July, the currency known as Bitcoin split into two competing, incompatible currencies. The rebels who initiated the so-called fork may or may not survive the onslaught of shocked traders, many of whom rely on this currency for ransomware and other illicit payments. Still, even if Bitcoin-2 proves to …

No sooner did the Faster Payments Task Force release its final report in July than it was met with criticism that neither the Task Force nor the Federal Reserve was mandating the report’s 2020 deadline for real-time or near real-time payments. Instead, the 300-plus payments executives who had worked on …

Change. It’s one of the most feared events in one’s life; personally and professionally. People are scared of the unknown, which makes them naturally resistant to change. This fear is one of the primary reasons why evolving, or changing, an organization is one of the most difficult leadership challenges most …