News

December, 2025

• 26 December

  Yeeld’s Online Surcharging Program Debuts

  

  [Aug. 13] Six months after issuing an API code to enable surcharging for online transactions, Chicago-based Yeeld released YeeldPay, its surcharging program for merchants. Yeeld says YeeldPay is a no-code payment page that provides merchants across the United States with a compliant surcharging program that, because it uses the Yeeld Surcharging …
• 26 December

  J.P. Morgan Payments Opts for Proprietary POS Terminals

  

  [Jan. 13] J.P. Morgan Payments, the payments arm of banking giant JPMorgan Chase & Co., is blazing its own path with two new payment terminals, both proprietary to the payment service. Announced Monday, the J.P. Morgan Paypad and Pinpad integrate in-store biometric authentication with payment acceptance. The point-of-sale devices are …
• 26 December

  Mixue Picks MenuSifu and other Digital Transactions News briefs from 12/26/25

  

  MenuSifu Inc., a payments-technology provider specializing in Asian restaurants in the U.S. market, announced it is serving China-based Mixue as the restaurant chain begins to establish itself in the U.S. Mixue has become the world’s largest beverage chain by number of locations, with 47,000 outlets, according to MenuSifu’s announcement. Cryptocurrency …
• 24 December

  The North Year That Was

  

  The definitive 2025 recap of everything payments. As December fades to January, it’s time to look back at the past year’s big events. A lot happened. Kendrick kicked it at the Superbowl, Katy Perry got shot into space, skinny jeans brought back a Y2K fit, and a scrappy little bot …
• 24 December

  China’s UnionPay Looks to Serve—and Attract—International Visitors

  

  In an effort to appeal to travelers from abroad, China’s dominant UnionPay payments card network announced early Wednesday a new platform designed to simplify everyday transactions for international visitors. Dubbed Nihao China, the new app offers a range of capabilities, including cross-border and person-to-person payments, according to 23-year-old UnionPay, which …
• 24 December

  COMMENTARY: BNPL’s Real Bottleneck Isn’t Scoring. It’s Architecture

  

  FICO’s latest scoring models now factor in buy now, pay later repayment data, a milestone many hoped would bring these plans into the mainstream credit system, giving lenders more visibility into consumers’ total debt and payment behavior.  However, despite billions flowing through installment-payment platforms, lenders still can’t see the full credit picture. …
• 24 December

  Canadian Holiday Spending up 4.4% and other Digital Transactions News briefs from 12/24/25

  

  Holiday spending in Canada over the seven-week period starting Nov. 1 rose 4.4% compared to the same period last year, according to a report from Visa Consulting & Analytics. Some 88% of the spending occurred in-store, with the remainder spent online. Payments provider Klarna AB said U.S. spending on its platform on entertainment, …
• 23 December

  The Fed’s Biennial Debit Report Sparks Merchants’ Ire

  
• 23 December

  Holiday Gift Cards Bloom, Especially Among Younger Consumers

  

  Predictions that gift cards would be a popular choice this holiday shopping season may bear out. At least one gift card provider, Tillo Inc., finds that across Black Friday to Cyber Monday, Nov. 28-Dec.1, its total sales were up 41% over the similar period in 2024. Tillo, based in the …
• 23 December

  Holiday Retail Shopping up 3.9% and other Digital Transactions News briefs from 12/23/25

  

  In-store and online retail sales in the U.S. market grew 3.9% from Nov. 1 through Dec. 21 compared to last year, according to Mastercard Inc.’s SpendingPulse report, which excludes automotive sales. The result, which is not adjusted for inflation, represents all payment types… …while preliminary data in a separate report from Visa Inc. indicate …