Digital Transactions Authoritative, insightful and timely information for payments professionals
Grocery-delivery and store pick-up platform Instacart is partnering with ChatGPT to offer shopping and checkout within a ChatGPT conversation. The deal will enable Instacart users to shop at more than 1,800 grocers directly within ChatGPT and complete purchases in real time during a ChatGPT conversation. The partnership with ChatGPT builds …
December, 2025
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8 December
Ransomware Payments Jump 77% in Latest FinCEN Report
Banner years are generally welcome, except when it comes to ransomware. New data from the U.S. Department of the Treasury’s Financial Crimes Enforcement Network, known as FinCEN, finds that ransomware payments jumped 77%, or $1.1 billion, in 2023 year-over-year from 2022. The FinCEN Financial Trend Analysis report also found that …
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5 December
The FIDO Alliance Launches a Digital Credentials Initiative
The FIDO Alliance has launched an initiative to accelerate the adoption of verifiable digital credentials and identity wallets. The initiative will be led by the Alliance’s Digital Credentials Working Group (DCWG), EMVCo, the International Standardization Organization, The OpenID Foundation, and the Worldwide Web Consortium are also partnering on the initiative …
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5 December
Atomic’s Bill Payment App Opens to Banks and Fintechs
The potentially lucrative bill-payment market has a new entrant to help banks and fintechs capture some of these transactions. Dubbed PayNow, the new service from Atomic FI Inc. can help banks and fintechs drive engagement and loyalty with their customers, it says. Launching initially with a mobile and Internet provider, …
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5 December
InFlow’s Agentic Commerce Tool Debuts and other Digital Transactions News briefs from 12/5/25
InFlow, a startup aimed at enabling payments via agentic commerce, announced its launch with technology that allows agents to complete payments as instructed without pausing for human intervention. Digital-identity platform Socure Inc. has acquired Qlarifi Ltd., a U.K.-based consumer credit database specializing in buy now, pay later activity. Terms were not disclosed. …
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4 December
Empowering your merchants with embedded lending: how ISVs can optimize revenue this holiday season
Steven Velasquez, Senior Vice President and Head of Partner Business Development – U.S. Bank and Elavon As the 2025 holiday season approaches, a convergence of payments technology – from embedded financial services to Agentic AI – will influence consumer shopping behavior. Adobe for Business projects point-of-sale financing transactions will value …
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4 December
Klarna Challenges Rewards Card Issuers; Affirm Adds Pacsun to its Merchant Network
Seeking to provide an alternative to rewards credit cards, Klarna AB has expanded its Premium and Max membership programs in the United States. Klarna’s membership program is a monthly fee-based service that offers consumers such rewards as cashback, exclusive deals, and lifestyle rewards, as well as airport lounge access and …
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4 December
Nayax Expands in EV Charging With Its Lynkwell Deal
Nayax Ltd. early Thursday said it has acquired Lynkwell, a U.S.-based technology developer for electric-vehicle charging stations. The $25.9-million, all-cash deal comes as Nayax looks to capitalize on the growth of EV charging as a payments market, particularly in the United States. “We are opening the door to a more …
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4 December
RTP Tops $1.3 Trillion and other Digital Transactions News briefs from 12/4/25
The Clearing House Payments Co. LLC said its RTP instant payments network topped $1.3 trillion in total payments in 2025 through November, up 428% from 2024. TCH said RTP transactions account for 98% of all bank-to-bank instant payments. PAR Technology Corp. announced Abelardo’s Mexican Fresh, a restaurant chain with more than 50 …
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3 December
OneDine Signs California Pizza Kitchen for Payments Tech at 100-Plus Locations
California Pizza Kitchen has signed with restaurant-technology provider OneDine LLC to deploy its platform in more than 100 CPK locations in the United States. The deal is a reminder that restaurant point-of-sale and management technology is one of the hottest acquiring markets in digital payments. OneDine’s platform, which the company …
