Digital Transactions Authoritative, insightful and timely information for payments professionals
Online shoppers are spending more this holiday shopping season compared to a year ago, while returning fewer items, according to Adobe Analytics. Holiday shoppers spent $187.3 billion between Nov. 1 and Dec. 12, up 6.1% from the same period a year ago. Adobe is projecting online sales for the entire …
December, 2025
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17 December
Akamai and Visa Team on Agentic Commerce Controls
With at least one forecast, from Morgan Stanley, predicting agentic commerce could capture from 10% to 20% of U.S. e-commerce spending by 2030, payments companies are quickly prepping. The latest is the pairing of Visa Inc. and Akamai Technologies Inc., a cybersecurity and cloud-computing company. The Visa and Akamai collaboration …
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17 December
System Developer Enables ACH and other Digital Transactions News briefs from 12/17/25
System Solutions LLC says an update to its integration with Microsoft Dynamics 365 Business Central cloud ERP software enables merchants to process automated clearing house transactions within 365 Central. Sardine AI Corp., a risk-management firm, said it will offer real-time transaction monitoring, fraud interdiction, and other services through a partnership with …
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16 December
Visa Moves to Support Stablecoins for U.S. Settlement
Visa Inc. announced early Tuesday it is supporting stablecoins as a settlement option for issuer and acquirer banks in the United States, a major move in payment card finance and one observers see as an inevitable next step for the industry, though one that could come with complications. The use …
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16 December
Touch Dynamic’s SoftPOS Kiosk and other Digital Transactions News briefs from 12/16/25
Point-of-sale equipment maker Touch Dynamic Inc. released its Summit Kiosk, a SoftPOS self-checkout product that offers tap-to-pay and other payment acceptance options. Payments infrastructure company Koard launched Tap to Pay on iPhone for its customers, which include payment service providers, independent sales organizations, and independent software vendors. Paze, the online wallet from Early Warning …
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15 December
PayPal’s Next Step: Setting up an Industrial Bank to Reduce Third-Party Reliance
PayPal Holdings Inc. is embarking on another stage in its evolution with its application for a Utah-chartered industrial loan company to be called PayPal Bank. PayPal announced the move late Monday saying it submitted applications to the Federal Deposit Insurance Corp. and the Utah Deptarment of Financial Institutions. A successful …
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15 December
Merchant Groups Voice Their Objections to the Latest Visa-Mastercard Swipe Fee Settlement Offer
Merchant groups late Friday filed written complaints regarding the latest settlement offer in their two-decades old lawsuit against Visa Inc. and Mastercard Inc. challenging card swipe fees. The settlement offer, which follows a rejected offer in 2024, was made in November. Merchant groups filing complaints were The National Association of …
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15 December
Crypto Kingpins Circle And Ripple Are Approved for National Trust Banks
Two major players in stablecoins, Circle Internet Financial Inc. and Ripple Labs Inc., received conditional approval Friday from the U.S. Office of the Comptroller of the Currency to establish national trust banks. Both companies coveted the approvals as key to establishing confidence in stablecoins among consumers and businesses as they …
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15 December
Klarna’s Agentic Commerce Move and other Digital Transactions News briefs from 12/15/25
Buy now, pay later provider Klarna AB said it now supports the Agentic Product Protocol, enabling merchants to help make their products discoverable to artificial intelligence agents. Fintech i2c Inc. said it will work with Cross River Bank and Sightline Payments on a payments ecosystem for the U.S. gaming industry. Their first product will …
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12 December
Empowering your merchants with embedded lending: how ISVs can optimize revenue this holiday season
Steven Velasquez, Senior Vice President and Head of Partner Business Development – U.S. Bank and Elavon As the 2025 holiday season approaches, a convergence of payments technology – from embedded financial services to Agentic AI – will influence consumer shopping behavior. Adobe for Business projects point-of-sale financing transactions will value …
