Digital Transactions Authoritative, insightful and timely information for payments professionals
A recap of the top 10 posts on DigitalTransactions.net in 2025.
#1 Eye on AI: Worldpay Adds AI Safeguards; Pushpay’s Approach to AI
#2 Customer Satisfaction And Card Usage Drop When Sellers Levy Credit Card Surcharges, Says J.D. Power [Aug. 14] Credit card usage and cardholder satisfaction decline when merchants levy a surcharge to offset their card-acceptance costs, J.D. Power’s 2025 U.S. Credit Card Satisfaction study finds.
#3 Routable Adds FedNow to Speed Accounts Payable [Aug. 15] Routable, a San Francisco-based accounts-payable platform provider, has expanded its support for real-time payments through connectivity to FedNow, the Federal Reserve’s 2-year-old real-time payments platform.
#4 Gift Card Demand Is Poised to Increase This Holiday Season [Aug. 15] The percentage of consumers purchasing gift cards has gone up and is expected to increase yet more this year, finds a new report Bank of America Corp. commissioned from TSG, a payments advisory firm.
#5 Stablecoin Giant Circle Launches Arc for Cross-Border Flows [Aug. 12] Stablecoin giant Circle Internet Group Inc. early Tuesday unveiled Arc, a new payments platform aimed at major money flows, including foreign exchange. The new service, part of the existing Circle Payments Network, will speed up foreign exchange while offering what the company calls “sub-second instant finality” in settlement, the company said.
#6 Affirm Partners With Stripe And Google Pay; Zip’s Chrome Autofill Integration [Aug. 13] Buy now, pay later platform Affirm Holdings Inc. has expanded its partnership with Stripe Inc. to make its BNPL services available to in-store shoppers through the Stripe terminal. Stripe, which has deployed more than a million terminals, is making Affirm available as a payment method to physical merchants in the United States and Canada.
#7 Eye on POS: ParTech’s 44% Revenue Bump; SoundHound AI’s Three-Fold Growth [Aug. 8] Separate efforts by Par Technology Corp. and SoundHound AI Inc. to boost their wins, especially among restaurant clients, appear to be paying off, if their latest earnings are indicators.
#8 Back to the Drawing Board on Debit Rates: Sorting Out Winners and Losers [Aug. 8] With merchants prevailing in their long-running legal battle to overturn debit rate caps set by the Federal Reserve, the largest debit card issuers could wind up the biggest losers, while Capital One Financial Corp. emerges as the big winner.
#9 Yeeld’s Online Surcharging Program Debuts [Aug. 13] Six months after issuing an API code to enable surcharging for online transactions, Chicago-based Yeeld released YeeldPay, its surcharging program for merchants.
#10 J.P. Morgan Payments Opts for Proprietary POS Terminals [Jan. 13] J.P. Morgan Payments, the payments arm of banking giant JPMorgan Chase & Co., is blazing its own path with two new payment terminals, both proprietary to the payment service.
