Digital Transactions Authoritative, insightful and timely information for payments professionals
PayPal Holdings Inc. said PayPal merchants are now discoverable within the Perplexity AI service, which enables consumers to checkout in chat using their PayPal accounts. PayPal announced the partnership in May. SoundHound AI Inc. said its partnership with parking services provider Parkopedia now includes an in-vehicle voice AI parking agent. The agent can suggest …
November, 2025
-
24 November
Worldpay Launches a Protocol for Creating AI Agents And Connecting Them to Its Platform
Worldpay LLC has launched an open-source standard to help developers create artificial intelligence-based commerce agents and connect AI apps to external systems. The standard, known as the Model Context Protocol, enables such AI apps as ChatGPT to connect to databases, search engines, and workflows, or specialized prompts, to access information …
-
24 November
U.S. Payments Modernization Is Taking a Toll on Cash
The combined effect of five payments trends is chipping away at cash reliance, finds a new report from Deloitte. Increasing adoption of stablecoin payments, especially for cross-border payments, increased speed of transactions, using data standards to one’s advantage, agentic artificial-intelligence commerce, and employing AI to counter fraud are all shaping …
-
24 November
Bluwhale’s Stablecoin Agent and other Digital Transactions News briefs from 11/24/25
Bluwhale AI Inc. has launched its AI Stablecoin Agent, aimed at helping individuals automate their management of dollar-denominated digital-currency assets. American Express Co. announced it is working with the International Downtown Association to award more than $1.4 million in grants to 97 small and independently owned restaurants in 14 cities outside the …
-
21 November
Visa Identifies Payments’ Five Biggest Fraud Threats
Fraudsters are becoming better organized and building industrial-strength infrastructures to commit fraud, making their actions harder to detect and prevent, says Visa Inc.’s Fall 2025 Biannual Threats Report. The report, which pulls data from the Visa’s global network, identifies the five biggest fraud threats facing the payments ecosystem: the industrialization …
-
21 November
Eye on Payments AI: Hawk Debuts AI-Enabled Check Fraud Tool; EMVCo Sets Sights on Agentic Commerce
As artificial intelligence continues to weave itself into payments, organizations are adding new AI-enabled services and considering options for its use. Two of the latest are Hawk AI GmbH with a check-fraud prevention tool for U.S. financial institutions and EMVCo as it begins work on a global specification for its …
-
21 November
MoonPay Bolsters Zengo Wallet Ties and other Digital Transactions News briefs from 11/21/25
Cryptocurrency-technology platform MoonPay Inc. said it will support payments by users via cards, bank transfers, Apple Pay, Google Pay, PayPal, or Venmo to fund their Zengo Wallet, a cryptowallet said to be used by more than 2 million persons and businesses in more than 180 countries. Tai Software, which develops automation technology …
-
20 November
FICO Teams With Plaid to Include Cash Flow Data in Credit Scoring
FICO (Fair Isaac Corp.) has partnered with open-banking platform Plaid Inc. to develop the UltraFICO score, a credit score that includes real-time cash-flow data from Plaid. The new scoring model is intended to give lenders a more comprehensive view of a consumer’s credit readiness. The UltraFICO score will weigh a …
-
20 November
Afterpay Will Test Flex Payments with a Visa Debit Card; Klarna Boosts Its Blackhawk Presence
Afterpay, the buy now, pay later option from Block Inc., will soon test a new way to use the payment method at the point of sale with a Visa debit card. Meanwhile, rival BNPL provider Klarna AB is expanding the locations where consumers can use Klarna to make gift card …
-
20 November
New CFPB Director Nominated and other Digital Transactions News briefs from 11/20/25
President Trump nominated Stuart Levenbach to be the new permanent director of the Consumer Financial Protection Bureau. Levenbach is a senior official at the Office of Management and Budget. Acting director Russell Vought’s term is set to expire in December under the Vacancies Act. Toast Inc. said it will grant $10,000 to …
