Digital Transactions Authoritative, insightful and timely information for payments professionals
As payments executives wrestle with fast-moving trends in AI-driven commerce and in cryptocurrency, particularly stablecoins, card networks are gearing up to win more business in both markets. And network executives see those trends accelerating, creating opportunities to grab market share if they act fast. “Agentic commerce is the next evolution …
July, 2026
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30 July
Lightspeed’s Revenue up 5.8% and other Digital Transactions News briefs from 7/30/26
Point-of-sale platform Lightspeed Commerce Inc. narrowed its first-quarter loss to $2.4 million from $49.6 million a year prior. Lightspeed reported its fiscal first quarter earnings ended June 30 with $322.7 million in revenue, up 5.8% from $305 million a year ago. In 2025, Lightspeed embarked on a two-pronged POS-based plan to improve its performance. …
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29 July
Eye on Bill Pay: Language Options Could Hinder Online Bill Pay; Utility Bills Increase Almost 5%
Americans are now paying a median $363 per month for utility bills, or $4,361 annually, a 4.63% year-over-year increase, according to the latest doxoInsights 2026 Utility Report on electronic bill payments. And as utility bills grow, some are challenged to pay them online because of the absence of a language …
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29 July
MoonPay’s Open Web Agentic Commerce Tool and other Digital Transactions News briefs from 7/29/26
MoonPay USA LLC launched PayBox, its payment vault for AI that enables a user’s AI agent to transact on the open internet without leaving the AI conversation they are in. Corporate payments processor Corpay Inc. announced Agent Card, a platform enabling creation of virtual cards for commerce conducted by AI agents. Cresora Commerce has …
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28 July
Speculation Ends as Klarna and Apple Debut a Leasing Program
Apple Inc. and Klarna AB are launching a new lease program called Apple Upgrade for Apple devices that sees consumers apply for a Klarna account. Consumers will use the Klarna app to monitor their Apple Upgrade account. Initially rumored last week, the now verified program offers users 12- and 24-month …
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28 July
Cross River Bank Powers X Money and other Digital Transactions News briefs from 7/28/26
X said it has become the first U.S. social-media platform to embed FDIC-insured, interest-bearing accounts, a Visa debit card, and other payments services. The move arises from a link between X Money and Cross River Bank. Working with equipifi, a buy now, pay later platform provider for financial institutions, MIT Federal Credit …
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27 July
Use Case Evolution Is One Factor in RTP’s Instant Payments Growth
Business-to-business payments were one of the first use cases for instant payments when the RTP network from The Clearing House Payments Co. LLC debuted in 2017. As more businesses and consumers want to use such services, the use cases are evolving, with digital wallets—like PayPal and Venmo—now being the largest …
