Friday , January 23, 2026

Michelle Young

COMMENTARY: Why Consumers Love BNPL—And What It Means for Businesses

As consumers navigate tighter budgets and businesses adapt to shifting spending habits, buy now, pay later (BNPL) has emerged as more than just a passing trend. Like layaway in the days of yore, BNPL breaks purchases into smaller pieces. However, unlike layaway, BNPL meets the need for instant gratification by …

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Digital Transactions