U.S. merchants achieved higher performance scores for their gift card programs in 2025, according to Blackhawk Network’s eighth annual review of the programs. Staples Inc. led all merchants with a score of 104%, followed by Amazon.com with a score of 101% and Best Buy Co. Inc. at 99%. Cosmetics retailer …

Fraud costs merchants in the United States $4.61 for every $1 of fraud incurred, up 32% from $3.16 in 2022, according to LexisNexis Risk Solutions’ annual True Cost of Fraud Study. In Canada, fraud costs merchants $4.52 for every $1 of fraud incurred.  Driving the increase is that criminals are …

With an eye on small merchants, payment processor NMI on Thursday announced a tap-to-pay feature driven by Mastercard Inc.’s Cloud Commerce app for Android smart phones or tablets. The service will enable Android-using small and mid-size businesses to accept electronic payments without adding new hardware, Schaumburg, Ill.-based NMI says. NMI-connected …

Partnering with the right payment technology company to accept as many payment types as possible is a great way for small- to mid-sized merchants to modernize and grow their businesses. Unfortunately, due to the higher level of risk that comes with certain merchant categories, many small businesses have been left …

It can be a delicate balancing act for acquirers, but it remains the case that the ones that perform proper due diligence can thrive.  Whether it is the sale of subscription-based services, nutraceuticals, cryptocurrency, or vaping products, there is no shortage of opportunities for acquirers to service high-risk merchants. And …

For card funding and other uses, real-time money movement is fast turning into a must-have. For years, merchants have accepted a frustrating truth. After making a sale and accepting a card payment, they often wait days—sometimes longer—to actually receive their money as it is transferred from the card acquirer to …

Merchants are fed up with the cost of credit card acceptance. Surcharging is a smart alternative—if it’s done strategically. In today’s business environment, merchants face increasing operational costs, fluctuating market conditions, and evolving consumer behaviors. As credit card usage continues to grow, so do the associated processing fees, which can …

Bold Commerce Inc., a developer of e-commerce checkout software, has added two integrations to OpenCart and Gravity Forms to enable small and mid-size businesses using those platforms to accept any PayPal payment option, including Fastlane and Venmo.   OpenCart is a free, open-source platform for building and managing online stores. Gravity Forms …