Digital Transactions Authoritative, insightful and timely information for payments professionals
PayPal Holdings Inc. is embarking on another stage in its evolution with its application for a Utah-chartered industrial loan company to be called PayPal Bank. PayPal announced the move late Monday saying it submitted applications to the Federal Deposit Insurance Corp. and the Utah Deptarment of Financial Institutions. A successful …
December, 2025
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15 December
Merchant Groups Voice Their Objections to the Latest Visa-Mastercard Swipe Fee Settlement Offer
Merchant groups late Friday filed written complaints regarding the latest settlement offer in their two-decades old lawsuit against Visa Inc. and Mastercard Inc. challenging card swipe fees. The settlement offer, which follows a rejected offer in 2024, was made in November. Merchant groups filing complaints were The National Association of …
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15 December
Crypto Kingpins Circle And Ripple Are Approved for National Trust Banks
Two major players in stablecoins, Circle Internet Financial Inc. and Ripple Labs Inc., received conditional approval Friday from the U.S. Office of the Comptroller of the Currency to establish national trust banks. Both companies coveted the approvals as key to establishing confidence in stablecoins among consumers and businesses as they …
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15 December
Klarna’s Agentic Commerce Move and other Digital Transactions News briefs from 12/15/25
Buy now, pay later provider Klarna AB said it now supports the Agentic Product Protocol, enabling merchants to help make their products discoverable to artificial intelligence agents. Fintech i2c Inc. said it will work with Cross River Bank and Sightline Payments on a payments ecosystem for the U.S. gaming industry. Their first product will …
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12 December
Empowering your merchants with embedded lending: how ISVs can optimize revenue this holiday season
Steven Velasquez, Senior Vice President and Head of Partner Business Development – U.S. Bank and Elavon As the 2025 holiday season approaches, a convergence of payments technology – from embedded financial services to Agentic AI – will influence consumer shopping behavior. Adobe for Business projects point-of-sale financing transactions will value …
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12 December
Stripe Launches Agentic Commerce Suite With Brands in Tow
Stripe Inc. continues its push to build an agentic commerce infrastructure late Thursday with the launch of its Agentic Commerce Suite. The new solution helps merchants use artificial intelligence-based agents to sell across multiple AI shopping platforms via a single integration to Stripe. In addition, Stripe’s Agentic Commerce Suite supports …
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12 December
Aurora Payments Goes for a Ride with 2S LimouSolution; Clara Capital Debuts Same-Day ISO Commissions
Differentiation is a key tactic in the payments world, and Aurora Payments and Clara Capital are the latest in merchant processing to stand out with new services. First, Tempe, Ariz.-based Aurora Payments is working with Germany-based 2S LimouSolution to integrate the Aurora Arise payment platform in 2S’s software. Launched in …
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12 December
More Back-and-Forth on Epic/Apple Lawsuit and other Digital Transactions News briefs from 12/12/25
The Ninth U.S. Circuit Court of Appeals required that certain elements of an order that held Apple Inc. in contempt must be modified, but upheld most of the findings as well as an earlier injunction against Apple. The case stemmed from a 2020 lawsuit filed by Epic Games against Apple to challenge …
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11 December
Global Payments Details the Promise And Perils of Agentic Commerce
The promise and potential perils of agentic commerce as a digital technology are among the trends highlighted in Global Payments Inc.’s 2026 Commerce and Payments Trends Report. Beginning as a form of customer service based on its natural-language capabilities, artificial intelligence has begun to take off through the use of …
