Digital Transactions Authoritative, insightful and timely information for payments professionals
As artificial intelligence use builds in the commercial world, its manifestations in consumer-facing payments applications continue to emerge. The latest developments include processor Worldpay using Trulioo’s identity technology for AI-enabled measures in agentic commerce and Pushpay’s introduction of AI tools for ministry leaders.
Worldpay, which is expected to be acquired by processor Global Payments Inc. next year, says one core element of its approach, called Know Your Agent, will use what it calls a tamper-proof credential bundle that will enable merchants to assess whether or not an AI agent is legitimate, authorized, and acting with proper consent. Agentic commerce, according to consultancy Edgar, Dunn & Co., occurs when consumers enable an autonomous AI agent to browse, select, and purchase products or services on their behalf.
“Agentic commerce has significant potential, but it can only scale with trust built in from the start,” Vicky Bindra, chief executive at Vancouver, British Columbia-based Trulioo, says in a statement. The Know Your Agent framework comes from Trulioo.
Worldpay says merchants could benefit from reduced fraud and increased sales when consumer intent in using an agent is validated. It can help merchants increase sales while safeguarding against fraud and unauthorized purchases, Worldpay says.
In related news, Pushpay USA Inc., a Redmond, Wash.-based payments specialist for religious organizations, says its AI-enabled features will debut this fall and will include an AI Search and donor-data query tools.
The AI Search enables ministry leaders to identify and connect individuals. Built into the existing People Search function, the new component enables natural-language searches, such as “people who haven’t attended in 30 days” or “families who gave on Easter.” The same natural-language ability will be part of the donor-data search function, too.
Incorporating AI-enabled functions is timely because AI use among churches is up 80% compared to 2024, the Pushpay 2025 State of Church Technology report found. It also found that technology budgets increased at 52% of respondents over the past two years. More than, 1,700 responses were received for the survey.
