Digital Transactions Authoritative, insightful and timely information for payments professionals
The big processor Worldpay announced it will support the Agentic Commerce Protocol, a standard that allows artificial-intelligence agents to work with buyers and businesses to complete transactions. The processor Fiserv Inc. reported third-quarter revenue of $5.26 billion, a 1% year-on-year increase. Year-to-date revenue rose 4.6% to $15.9 billion. Net income for the quarter totaled …
October, 2025
-
28 October
Circle Tests Arc and other Digital Transactions News briefs from 10/28/25
Circle Internet Group Inc. has launched a public test for its Arc blockchain, with participation from more than 100 companies. Circle announced Arc in August for cross-border payments using cryptocurrency. A report from Money20/20, “How will North America’s money move in the future?” forecasts total cross-border payments volume from the Americas will grow …
-
27 October
A New Service from Worldpay Aims at Helping Merchants Decide When to Use 3D Secure
Worldpay Inc. early Monday launched its Authentication Optimization service, which uses artificial intelligence to make real-time decisions on whether to authenticate a transaction using 3D Secure or to directly authorize the payment using such factors as risk and issuer preference. The service is being made available to merchants in non-3D …
-
27 October
HSBC Looks to Validifi and other Digital Transactions News briefs from 10/27/25
Banking and financial-services provider HSBC has opted to use account-validation and risk-detection services from Validifi Inc. to verify account ownership and detect fraudulent payment attempts on bank accounts used to pay credit card balances, Validifi says. One Inc, a payments platform serving insurance companies, said it has launched its ClaimsPay service, with …
-
24 October
Zip Expands Stripe Partnership and other Digital Transactions News briefs from 10/24/25
Zip Co. Ltd. said its payments services are available for U.S. merchants through checkout services managed by Stripe Inc., including Elements, Checkout, and Payment Links. Fintech Everyday People Financial Corp. has agreed to manage network-branded card and digital-wallet programs offered by XTM Inc., a provider of real-time payments and earned-wage access, in a deal …
-
23 October
Merchants And Banks in the IFPA Case Tangle Over a Motion for Summary Judgement
Attorneys for plaintiffs and defendants in the lawsuit challenging the Illinois Interchange Fee Prohibition Act presented oral arguments Wednesday on plaintiff’s motion for Summary Judgment in the case. Attorneys for the plaintiffs argued that the preliminary injunction against the IFPA be broadened so that all financial institutions are exempt from …
-
23 October
Eye on BNPL: Splitit Adds Debit Cards as BNPL Funding Source; Affirm Expands Worldpay Partnership
Buy now, pay later providers continue to make inroads in payments, with Splitit Payments Ltd. integrating a service to make it easier for banks to offer their customers installment plans at checkout. Meanwhile, Affirm Holdings Inc. expanded how it works with processor Worldpay LLC by integrating its BNPL service into …
-
22 October
Finzly Launches AI Agents to Help Processors Streamline Operations
Payments-technology provider Finzly announced early Wednesday its launch of technology that allows financial institutions to create AI agents to automate payment processing and operational workflows, and make informed decisions on the bank’s behalf in seconds. The launch, what Finzly calls Agentic Galaxy, comes at a time when financial institutions are …
-
22 October
An Acquisitive Shift4 Bids for Worldline’s U.S. and Canadian Assets
Shift4 Payments Inc. announced late afternoon Tuesday it is negotiating details with Worldline S.A. to acquire the big French processor’s acquiring assets in the United States and Canada. The negotiations, which Shift4 says are exclusive of other parties, would result in the big U.S. processor picking up Bambora Inc., Bambora …
