December, 2020

• 1 December

  How To Shift To Remote Payments

  

  Payment at a distance has become a priority as a result of the Covid-19 pandemic. Here are five ways to make that shift go smoothly. The Covid-19 pandemic has transformed the way we live and work in countless ways, and that includes how we pay our bills. Consider a recent …

November, 2020

• 2 November

  Subscriptions, Online Services, PayPal, And Covid-19

  

  The pandemic is changing payments, but it’s also reworking payments strategies. Here’s how the industry will have to react in the next few years. Covid-19 has dramatically transformed daily life in many ways all too familiar by this point. While we know that the pandemic will end, the timing is …
• 2 November

  Contactless Payments: We Can Do Better

  

  Yes, consumer usage has grown since Covid-19 set in, but a lack of coordination among industry players has led to confusion at the point of sale. Contactless chip-enabled cards that allow consumers to simply wave their plastic in front of a similarly enabled merchant terminal to complete a purchase without …

October, 2020

• 1 October

  ISO 20022 Is Coming

  

  How to get ready for a big but challenging upgrade to a crucial standard for cross-border payments. Cross-border payments are set to be transformed by the upcoming introduction of ISO 20022. This new messaging standard will replace existing, ingrained messaging infrastructures—including SWIFT MT messages and their equivalents used by legacy …

September, 2020

• 1 September

  Open Banking And Its Friends

  

  Big moves by Visa and Mastercard have thrust data aggregators into the spotlight just as the focus of payments is expanding and the aggregation model is modernizing. Like most businesses, the payments world has been upended by the coronavirus pandemic and its impact on buyers and sellers alike. But just …

July, 2020

• 1 July

  The $43 Billion Payoff

  

  The FIS-Worldpay merger not only created a processing behemoth, it set the stage for an operation with diverse revenue streams that can withstand shocks like Covid-19. A year later, the FIS/Worldpay merger—one of three giant processor combinations in 2019—appears to be reaping the promised benefits. If a company that created …

March, 2020

• 1 March

  Small Steps in China

  

  U.S. payment companies finally appear to be gaining some traction in China, but how—and when—that foothold will develop is still unknown. China, as the world’s second-largest economy, has long been an attractive market for U.S. payments companies. It’s only in recent years—starting in 2005 and accelerating in the past few—that …

February, 2020

• 1 February

  Options for EMV at the Pump

  

  The deadline for converting gas stations to EMV is fast approaching, and this time there won’t be an extension. What to do? EMV payments are coming to a pump near you, and gas stations need to get ready to accept them or face financial consequences. A majority of the world …

January, 2020

• 1 January

  What’s in Your Wallet?

  

  Are digital wallets prepaid accounts? A federal regulator says yes. PayPal just said no. Much is riding on who’s right. Time was, it was pretty clear how to tell a prepaid account. Almost always, it consisted of an account held by a bank or merchant and funded by somebody who …

November, 2019

• 1 November

  Europe’s All-Embracing Data Regulations

  

  Payments companies that handle consumer data in Europe are becoming quite familiar with the General Data Protection Regulation and the Secure Customer Authentication rules. Think you’re immune because you’re a U.S. company? Think again. If you’re one of the 500-million-plus consumers in the European Union, you might be proud that …