News

December, 2025

• 9 December

  Swipe Fees Are a Drain on Consumers’ Wallets, a Merchant Group Says

  

  Fees paid by merchants to accept credit card and debit cards will dampen consumer spending power this holiday shopping season as sellers look for ways to offset the cost, says the Merchants Payment Coalition. Swipe fees are projected to cost merchants at least $19.9 billion this holiday shopping season, up …
• 9 December

  Eye on Agentic Commerce: Logicbroker Picks PayPal’s Agentic Commerce; Agentic Commerce Nuances Emerge

  

  With one agentic-commerce forecast calling for a total addressable market of $136 billion in 2025, it’s little wonder so many payments companies and merchants are tackling the emerging e-commerce option. One of the latest is Logicbroker Inc., a multivendor commerce platform that is partnering with PayPal Holdings Inc. to broaden …
• 9 December

  NMI’s Business Capital Debuts and other Digital Transactions News briefs from 12/9/25

  

  Network Merchants Inc., also known as NMI, has launched NMI Business Capital, aimed at allowing ISOs, payment facilitators, and merchant-service providers to offer financing through their existing merchant portals. NMI announced early Tuesday that Parafin, a fintech, is the latest client for the service. Buy now, pay later specialist Afterpay Ltd. added more than …
• 8 December

  Instacart Embeds ChaptGPT in Its Online Shopping App

  

  Grocery-delivery and store pick-up platform Instacart is partnering with ChatGPT to offer shopping and checkout within a ChatGPT conversation. The deal will enable Instacart users to shop at more than 1,800 grocers directly within ChatGPT and complete purchases in real time during a ChatGPT conversation. The partnership with ChatGPT builds …
• 8 December

  Ransomware Payments Jump 77% in Latest FinCEN Report

  

  Banner years are generally welcome, except when it comes to ransomware. New data from the U.S. Department of the Treasury’s Financial Crimes Enforcement Network, known as FinCEN, finds that ransomware payments jumped 77%, or $1.1 billion, in 2023 year-over-year from 2022. The FinCEN Financial Trend Analysis report also found that …
• 8 December

  Circle Working with Bybit and other Digital Transactions News briefs from 12/8/25

  

  Circle Internet Group Inc. said it will work with Bybit Fintech Ltd., a cryptocurrency exchange, to expand the availability of Circle’s USDC stablecoin within Bybit’s system. Payments provider Charge1 Gateway announced technology improvements in fraud prevention, gateway security layers, and onboarding processes for merchants. RentRedi launched a Spanish-language version of its RentRedi Tenant App, …
• 5 December

  The FIDO Alliance Launches a Digital Credentials Initiative

  

  The FIDO Alliance has launched an initiative to accelerate the adoption of verifiable digital credentials and identity wallets. The initiative will be led by the Alliance’s Digital Credentials Working Group (DCWG), EMVCo, the International Standardization Organization, The OpenID Foundation, and the Worldwide Web Consortium are also partnering on the initiative …
• 5 December

  Atomic’s Bill Payment App Opens to Banks and Fintechs

  

  The potentially lucrative bill-payment market has a new entrant to help banks and fintechs capture some of these transactions. Dubbed PayNow, the new service from Atomic FI Inc. can help banks and fintechs drive engagement and loyalty with their customers, it says. Launching initially with a mobile and Internet provider, …
• 5 December

  InFlow’s Agentic Commerce Tool Debuts and other Digital Transactions News briefs from 12/5/25

  

  InFlow, a startup aimed at enabling payments via agentic commerce, announced its launch with technology that allows agents to complete payments as instructed without pausing for human intervention. Digital-identity platform Socure Inc. has acquired Qlarifi Ltd., a U.K.-based consumer credit database specializing in buy now, pay later activity. Terms were not disclosed. …
• 4 December

  Empowering your merchants with embedded lending: how ISVs can optimize revenue this holiday season

  

  Steven Velasquez, Senior Vice President and Head of Partner Business Development – U.S. Bank and Elavon As the 2025 holiday season approaches, a convergence of payments technology – from embedded financial services to Agentic AI – will influence consumer shopping behavior. Adobe for Business projects point-of-sale financing transactions will value …