Digital Transactions Authoritative, insightful and timely information for payments professionals
By Karen Epper Hoffman A technique that allows consumers to capture card information with PC or mobile-phone cameras could make for faster, more secure transactions. Is anything wrong with this picture? A picture may be worth a thousand words, but is a picture also the …
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M-Commerce: What To Do Until NFC Arrives
By Karen Epper Hoffman Next year may be the year of NFC. Then again, it may not be. In the meantime, a slew of startups have some alternatives to think about. Ever hear of Starbucks? Near-field communication technology (NFC) may have taken a few strides …
Read More »Endpoint: Nice Work if You Can Keep It
For banks, the e-payments business has become an oasis of stability and growth at a time of financial turmoil. But the threat of non-bank entrants, together with inflexible legacy payments systems, could undermine the business just when banks need it most, warns Louis Blatt. The pressure of maintaining …
Read More »Apriva Poised to Offer a Mobile Wallet Aimed at Guarding Acquirers from ‘Outsiders’
The mobile-wallet race, which has attracted a slew of entrants in recent months, is about to get more crowded on fears that established merchant acquirers could be elbowed out of the nascent mobile-payments business. Apriva Inc., a Scottsdale, Ariz.-based provider of wireless technology for payments, will launch in November …
Read More »New Jersey Transit Hops on the Google Wallet Train
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Read More »PayPal Forecasts $3.5 Billion in ’11 Mobile Traffic While NFC Simmers
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Read More »Survey Reveals Small-Bank Jitters About Regulation, Fraud, Rapid Change
Many community bankers say their payment revenues are declining, and they are bracing for hits from higher expenses from complying with regulations and from fraud while at the same time trying to ramp up new services such as mobile payments. The findings come from the Independent Community Bankers of …
Read More »PayPal Access Debuts to Streamline User Enrollment on E-Commerce, Mobile Sites
n To use PayPal Access, a site must sign up for a PayPal account but is not obliged to accept PayPal. The new system then gives the site access to some 100 million active PayPal users, who can control how much information they want to share. If a user …
Read More »Security Notes: What To Do About Malware
Gideon Samid – Gideon@AGSgo.com Clients often ask me: “If I have water on my kitchen floor, I call in a plumber who plugs all my leaks and I don’t need to call him back next week. Why do we have to patch and plug virus holes—daily?” …
Read More »Acquiring: That Problematic New Tax Law
BY Linda Punch New IRS reporting requirements for processors and merchants take effect soon. The extra work involved is one formidable obstacle for the acquiring business. Another one is the IRS itself. When Congress passed a new law requiring merchant acquirers to report merchants’ electronic-payment …
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