Fraudsters are becoming better organized and building industrial-strength infrastructures to commit fraud, making their actions harder to detect and prevent, says Visa Inc.’s Fall 2025 Biannual Threats Report. The report, which pulls data from the Visa’s global network, identifies the five biggest fraud threats facing the payments ecosystem: the industrialization …

A sharper focus on strategic deals and carve-outs is changing the mergers-and-acquisitions landscape in payments. Mergers and acquisitions activity gets more attention with mega deals like the $35-billion Capital One/Discover and $22.7-billion Global Payments/Worldpay combos, but in payments, as with any other business, deals like these are happening all the …

Sponsors of the Credit Card Competition Act moved late Tuesday to attach the legislation as an amendment to the GENIUS Act, a proposed bill to regulate stablecoins. While the Senate must approve the move, it potentially gives the legislation new life as it failed to advance out of committee in …

Block Inc. has been ordered to pay a $40-million fine to the state of New York for what the state’s regulator on Thursday called “significant failures in its Bank Secrecy Act/Anti-Money Laundering compliance program, which violated the [New York Department of Financial Services’ money transmitter and virtual currency regulations.”  The …

It can be a delicate balancing act for acquirers, but it remains the case that the ones that perform proper due diligence can thrive.  Whether it is the sale of subscription-based services, nutraceuticals, cryptocurrency, or vaping products, there is no shortage of opportunities for acquirers to service high-risk merchants. And …

Lots of acquirers see moving up to larger merchants as the next step in growing their portfolios. But it takes more than desire to make this segment a profitable one. One definition of the merchant midmarket is those enterprises with annual revenue ranging from $10 million to $1 billion. They’re …

As criminals gain in sophistication, banks are at risk of complacency. A new approach employs a smarter combination of AI and allied technologies. With digital transactions becoming the daily norm, so is financial crime. Criminals are becoming even savvier in how they target banks, payment providers. and financial institutions. To …

Cryptocurrency exchange and management provider Coinbase Inc. has won a $35.5-million contract to safeguard and trade digital assets on behalf of the U.S. Marshals Service. The Service, a unit of the U.S. Department of Justice, is responsible for asset forfeitures arising from federal legal cases, including cases that involve recovery …

AppBrilliance Inc., a provider of real-time payments technology, has partnered with Zoccam, a specialist in payments for the real-estate industry, to enable real-time payments for real-estate transactions. Zoccam will use AppBrilliance’s Money API to enable real-time transfers, such as earnest-money deposits, to be sent through The Clearing House Payment Co. …

By Tom Byrnes, SVP, Marketing, PayiQ After a sale is closed, the key to success is quickly assessing and onboarding the new merchant and processing them. Initiating processing is the lifeblood of every payments business, but what should be a routine, standardized process is frequently anything but smooth with most …