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Payments Execs Already Foresee the Store Checkout Yielding to ‘Uberesque Approach’
February 11, 2016 - By John Stewart While mobile wallets, near-field communication, and EMV have focused all eyes in the payments industry on the physical p...
Fiserv’s Popmoney Will Let P2P Recipients Claim Their Cash At Accel ATMs
February 11, 2016 - By Kevin Woodward Fiserv Inc., a Brookfield, Wis.-based bank core processor, says its Popmoney peer-to-peer money-transfer service will ...
Consumer Appeal of Peer-to-Peer Payments Widens As P2P Services See Volume Climb
February 10, 2016 - By John Stewart With PayPal Holdings Inc. promoting its fast-growing Venmo peer-to-peer payments service and rumors that Apple Inc. is e...
Despite Some Fourth-Quarter Improvements, Wall Street Punishes First Data
February 10, 2016 - By Jim Daly Leading payment processor First Data Corp. late Tuesday reported modest revenue and transaction growth in 2015’s fourth quarter, as well as b...
A New Visa Tool Enables Transaction Limits for Credit, Debit, And Prepaid Cards
February 9, 2016 - By Kevin Woodward Visa Inc. has launched Visa ...
The PCI Council Sets Security Rules for Token Service Providers as their Role Grows
February 9, 2016 - By Jim Daly With the coming of mobile payments and their attendant security issues expanding demand for so-called token service providers, the PCI Security...
A Tipping Point May Be Nearing for NFC Terminals, But Some Big Retailers Aren’t Sold
February 8, 2016 - By John Stewart How many point-of-sale terminals have to be enabled for near-field communication (NFC) before the technology becomes a must-ha...
Universal Card Coin Faces a Lawsuit Over Alleged Misrepresentations
February 8, 2016 - By Kevin Woodward The prospect of ubiquitous merchant acceptance and the ability to carry just one card in lieu of several was too much ...
Despite ‘EMV Cloud,’ Cardtronics Pushes Forward With Growth Plans
February 5, 2016 - By Jim Daly Look for more ATM placements, capital spending, and possible acquisitions by leading retail ATM network owner and operator Cardtronics Inc. in ...
Eye on Branding: Vantiv Renames Mercury and Element; PayPal Debuts ‘New Money’ Campaign
February 4, 2016 - By Kevin Woodward Vantiv Inc. and PayPal Holdings Inc. are, separately, creating new looks for their brands. ...
Visa Opens Scores of Its APIs to Developers in a Bid To Speed Payments Innovation
February 4, 2016 - By John Stewart In a move that recognizes the powerful role application developers play in the global payments arena, Visa Inc. on Thursday opened sc...
Eye on Acquirers: Charge Volumes and Processing Revenues Grow for Vantiv and Heartland
February 3, 2016 - By Jim Daly Two leading merchant acquirers, Vantiv Inc. and Heartland Payment Systems Inc., are reporting strong transaction growth in their most recent fi...
Eye on Fraud: EMV Spurs Fraud Increase, Says Javelin; Landry’s Reports a POS System Breach
February 3, 2016 - By Kevin Woodward A new report finds that fraud activity is surging, while Landry’s Inc. says it has uncovered malware on its point-of...
Eyeing the Market for ‘On-Demand’ ACH Transfers, Dwolla Launches Its Latest API
February 3, 2016 - By John Stewart It’s common for consumers who use a recurring service to designate a credit or debit card that the service provider ca...
Apple Pay Survey Shows Flat-Lining Adoption and Usage, but Most Users Like It
February 2, 2016 - By Jim Daly A new study of smart-phone users shows awareness and usage of Apple Pay is slightly down from last spring, providing yet more evidence that the...
Look, Ma, No Card! How Cardless ATMs Could Help Push Mobile Wallet Adoption
February 2, 2016 - By Kevin Woodward The introduction of cardless ATMs, which rely on a financial institution’s mobile wallet instead of a debit card to ...
Longer Checkouts for EMV Don’t Seem To Be Fazing Consumers in the Early Going
February 1, 2016 - By John Stewart When the U.S. rollout of EMV cards started in earnest last year, many experts predicted consumers would soon tire of the...
How Mobile Marketing Can Help Boost Mobile-Wallet Adoption And Usage
February 1, 2016 - By Kevin Woodward Just as there are two sides to every coin, there’s a second side to the mobile wallet beyond payments. It’s market...
MasterCard Posts Growth for Fourth Quarter And 2015 U.S. Purchase Volume And Cards
January 29, 2016 - By Kevin Woodward MasterCard Inc. on Friday said purchase volume made with its U.S.-issued credit and debit cards grew by 8.7% in the fo...
The EMV-Accepting U.S. Merchant Base Hits 750,000, Visa Reports
January 28, 2016 - By Jim Daly More than 750,000 locations representing 17% of the U.S. face-to-face card-accepting merchant base are now enabled to accept EMV chip cards, Visa Inc. chief exec...

Digital Transactions February 2016

Whither the Herd?
Adyen Goes to the (Physical) Store
Why Transit Is Boarding the Mobi...
Why Beacons Beckon
The $8 Billion Problem
How Regulation Will Reshape the...
The Beacon of Hope
Visa Tightens the PCI Harness
The Specter of Regulation Haunts...
In-App Payments: A Juicy Channel...
Its Portfolio Sold, Chase Exits ...
The New Technology of Money
Should You Or Shouldn’t You?
A Good Start for Klarna
Digital Transactions January 2016

Guarding the Online Channel
Ingo’s Nifty Niche
Do Merchants Know What They Want?
Pumping Up Lottery Payments
Why Today’s Token Picture Won...
Why Global’s Heartland Deal Ma...
Wal-Mart’s Big Wallet Gambit
What’s in Your (Digital) Wallet?
Preparing for Hack Attacks
What’s Ahead in 2016?
Is the Physical Wallet the Death...
Digital Transactions December 2015

The Surge in Online Fraud Is Alr...
Measuring the Opportunity in P2P...
Visa’s $23 Billion Deal for Eu...
EMV Cardholders: Ready To Skip t...
The Networks Pay a High Price fo...
Payments in a Time of Calamity
The Spotlight Shifts to the Bloc...
ATM Operators Prepare for the EM...
Merchant Pay
Mystery Shopping
What Now for First Data?
Why Mobile Wallets Are Inevitable
Digital Transactions November 2015

Still Waiting for the Right Wall...
Banker: Customers Want PINs on E...
Why ATM Surcharges Defy Gravity
How To Sell Mobile Capture to Mi...
Tokenization’s Double-Edged Sw...
The Steady March of Mobile Onlin...
Digital Money on the Move
Is It Fatal—Or Merely a Disrup...
Putting Pizzazz Back in Profits
Repelling the Card-Not-Present F...
9th Annual The 10 Most Pressing ...
Putting Self-Checkout on a Mobil...
How to Close The Understanding ...
Digital Transactions October 2015

Why Is This Stuff Still Going on?
Sam’s Club Only Partially Solv...
How False Rejections Cost More T...
Has PayPal Finally Found the Key...
Nashville Cat Prowls For a Mobil...
The ACH Steps It up
Happy Holidays? Hiccups Trip Up ...
To Trap a Thief
The Next Way To Pay
The Big Bang It Ain’t
A Card Manufacturer’s EMV Wind...
Worlds Beyond Bitcoin
Overstock.com’s Daring Plan fo...
Who’s Doing What With the Bloc...
A Good Place To Be
Aggregation Forever
Time for the Abuse To Stop
How Merchants Can Capitalize on ...
Dropped Call
Let Competition Do Its Job
Digital Transactions September 2015

Is PayPal Really Worth $46.5 Bil...
Mobile Payments, the Second Act
Don’t Hold Your Breath Waiting...
EMV’s Signature Moment
Juggling Risk And Faster Payments
Partnerships Will Fuel the Table...
Alphabet Soup: Why ISVs Should A...
Where EMV Certification Is a Big...
PayPal Unchained
First Data, Square Mull IPOs
One Tap, Many Questions
Surprise! PIN Interchange Drops ...
Naked Before The Data Miner
The Complexities of Mobile
Digital Transactions August 2015

The Catalog of the Payments Revo...
Digital Transactions July 2015

About Those Free Transactions
How Debit Networks Are Mimicking...
Merchant Attrition: Specialty So...
With Fraud, It’s One Step Forw...
‘No More Transaction Fees’
A Clear View of Tokenization
Insights From the Front Lines
Tablet World
Falling Short on EMV
The P2P Revolution
Can PIN-Debit Networks Keep Ba...
What’s First Data Worth?
How To Pick a Payment Processor
Digital Transactions June 2015

Finding the User
New Life for In-Store Mobile Pay...
Little USAT’s Big Footprint in...
The Great PIN-Debit “Claw-Back...
It Pays To Be Big—Just Not Too...
Toward a Real Global Village
The Wallet on Wheels
10 Tips for Selling Small Merc...
Mobile Wallet Wars, Part Two: Th...
Transfer of Power?
Five Keys to Success Online
Government And the Perils of Pay...
Digital Transactions May 2015

So, Where’s the User?
FIS’s ‘Garage’ Steers Towa...
Now for Commerce: PayPal Embrace...
The CFPB’s Own Choke Point Gam...
Bitcoin Struggles, But Investors...
Next Stop: Algorithmic Shopping
When Short-Circuiting Is Fatal
An American Fortress
7th Annual Field Guide to Alte...
Mobile Wallet Wars: Part One Bi...
How To Drink From the Fire Hose ...
Digital Transactions April 2015

Good News for Innovation
The Slippery State of PCI Compli...
ID Fraud Heads in the Right Dire...
Merchants Frown on a Fee for Fas...
No Wallet App? Maybe You Better ...
A Slow-Acting Poison
What’s Holding up Big Data?
Finding the Payoff in Nonprofits
Special Report: Six Months And C...
Special Report: Pass the Ketchup...
Special Report: The Shift Gets S...
Special Report: The Far Horizon
The Centurion’s Dented Helmet
Enter the Payment Facilitator
Digital Transactions March 2015

Less Static for NFC
Diverging Views of Big Merchants...
Boomtown Banks on a Boom in Call...
Bill Pay: Paper in, Digital Paym...
The ACH Adds Some Octane to a Re...
Prepaid: A New Currency in Disgu...
Why Payments Are Crucial
Getting Merchants to Click
The Other Chip Card Conversion
Flush With Cash
Prepaid’s Legal Headache
Agent Compensation In an Age of ...
Minimizing Your Data Footprint
In Confronting Cyberattacks, Pre...
Digital Transactions February 2015

At Last, Finality on Durbin
Data Breaches Show Worrisome Gro...
Can EMVCo Rescue 3D Secure?
With Same-Day Clearing in Pros...
Restaurateurs Order up Omnichannel
Resignation And Retreat
Five Tests for Innovation
Elevated Acquiring Risk in the E...
A Contact Sport
Silicon Valley’s Payments Fever
Changes to PCI 3.0: Are You Re...
Bitcoin’s Achilles’ Heel: Ma...
Digital Transactions January 2015

Too Soon To Say Bitcoin And Appl...
How To Cash in on Mobile P2P?
NACHA Moves on Same-Day ACH...
...But Will Those Pesky Checks S...
A Reset for Bitcoin
What 2015 Will Bring
The Complicated World of Integra...
Bitcoin Leaves the Station
A Quickening Pulse
The CFPB’s New Prepaid Rule: T...
Digital Transactions December 2014

The Apple Pay of Its Day
Will Merchants Get the Poynt?
Online Fraud Will Rise, But Don'...
Where the Chargebacks Are
Visa’s New Year’s Resolution
Consumers Warm up to Wallets
It’s Time to Declare War
How Apple Pay Gets It Right
Apple Pay: What’s in It for Ac...
A New Age for Growth Capital
The Tug of War Over Tokenization
Say Hello to the 21st-Century Re...
Getting From Here to EMV
Digital Transactions November 2014

Don’t Write off POS Terminals ...
Do Small Businesses Plus Mobile ...
BofA Takes the EMV Lead With D...
ATM And Overdraft Fees Set Rec...
A Post-PayPal eBay Can Stock up ...
How About Apple eCash Pay?
Doing mPOS Strategically
POS Terminals Have a Future, And...
Behind the Acquirers’ M&A Spree
The 10 Most Pressing Issues in E...
Should They Stay Or Should They ...
Here Come the Bitcoin ATMs
Why It’s Different With Apple ...
Digital Transactions October 2014

The Gimlet Eye: NFC’s Day in t...
Chip Cards Mean Cash for VeriFone
Braintree Likes Bitcoin Now, W...
Apple Swamps Twitter’s Buy But...
Prepaid for the Masses—of Bank...
The Cure for Merchant Breaches
Acquiring: How To Fight Margin C...
Cover Story: Can Apple Save Mobi...
Strategies: What We Can Learn fr...
Endpoint: Don’t Leave These Am...
Digital Transactions September 2014

The Gimlet Eye
Trends & Tactics
Security Notes: No Sweat, My Rob...
Payments 3.0: Where is the ACH G...
Acquiring: How Acquirers Are Tot...
Cover Story: Is it Still Hip to ...
Security: Unintended But Predict...
Endpoint: The Networks’ Sign...
Digital Transactions August 2014
Digital Transactions July 2014

The Gimlet Eye: Five Truths Abou...
Trends & Tactics
Security Notes: Time To Bone up ...
Acquiring: Transit’s New Payme...
M-Commerce: For Billers, Mobile ...
Cover Story: I Want You For EMV
Security: Locking Down the Smart...
Endpoint: Not All Mobile-Payment...

Payments Execs Already Foresee the Store Checkout Yielding to ‘Uberesque Approach’
February 11, 2016 - By John Stewart While mobile wallets, near-field communication, and EMV have focused all eyes in the payments industry on the physical p...
Fiserv’s Popmoney Will Let P2P Recipients Claim Their Cash At Accel ATMs
February 11, 2016 - By Kevin Woodward Fiserv Inc., a Brookfield, Wis.-based bank core processor, says its Popmoney peer-to-peer money-transfer service will ...
Consumer Appeal of Peer-to-Peer Payments Widens As P2P Services See Volume Climb
February 10, 2016 - By John Stewart With PayPal Holdings Inc. promoting its fast-growing Venmo peer-to-peer payments service and rumors that Apple Inc. is e...
Despite Some Fourth-Quarter Improvements, Wall Street Punishes First Data
February 10, 2016 - By Jim Daly Leading payment processor First Data Corp. late Tuesday reported modest revenue and transaction growth in 2015’s fourth quarter, as well as b...
A New Visa Tool Enables Transaction Limits for Credit, Debit, And Prepaid Cards
February 9, 2016 - By Kevin Woodward Visa Inc. has launched Visa ...
The PCI Council Sets Security Rules for Token Service Providers as their Role Grows
February 9, 2016 - By Jim Daly With the coming of mobile payments and their attendant security issues expanding demand for so-called token service providers, the PCI Security...
A Tipping Point May Be Nearing for NFC Terminals, But Some Big Retailers Aren’t Sold
February 8, 2016 - By John Stewart How many point-of-sale terminals have to be enabled for near-field communication (NFC) before the technology becomes a must-ha...
Universal Card Coin Faces a Lawsuit Over Alleged Misrepresentations
February 8, 2016 - By Kevin Woodward The prospect of ubiquitous merchant acceptance and the ability to carry just one card in lieu of several was too much ...
Despite ‘EMV Cloud,’ Cardtronics Pushes Forward With Growth Plans
February 5, 2016 - By Jim Daly Look for more ATM placements, capital spending, and possible acquisitions by leading retail ATM network owner and operator Cardtronics Inc. in ...
Eye on Branding: Vantiv Renames Mercury and Element; PayPal Debuts ‘New Money’ Campaign
February 4, 2016 - By Kevin Woodward Vantiv Inc. and PayPal Holdings Inc. are, separately, creating new looks for their brands. ...
Visa Opens Scores of Its APIs to Developers in a Bid To Speed Payments Innovation
February 4, 2016 - By John Stewart In a move that recognizes the powerful role application developers play in the global payments arena, Visa Inc. on Thursday opened sc...
Eye on Acquirers: Charge Volumes and Processing Revenues Grow for Vantiv and Heartland
February 3, 2016 - By Jim Daly Two leading merchant acquirers, Vantiv Inc. and Heartland Payment Systems Inc., are reporting strong transaction growth in their most recent fi...
Eye on Fraud: EMV Spurs Fraud Increase, Says Javelin; Landry’s Reports a POS System Breach
February 3, 2016 - By Kevin Woodward A new report finds that fraud activity is surging, while Landry’s Inc. says it has uncovered malware on its point-of...
Eyeing the Market for ‘On-Demand’ ACH Transfers, Dwolla Launches Its Latest API
February 3, 2016 - By John Stewart It’s common for consumers who use a recurring service to designate a credit or debit card that the service provider ca...
Apple Pay Survey Shows Flat-Lining Adoption and Usage, but Most Users Like It
February 2, 2016 - By Jim Daly A new study of smart-phone users shows awareness and usage of Apple Pay is slightly down from last spring, providing yet more evidence that the...
Look, Ma, No Card! How Cardless ATMs Could Help Push Mobile Wallet Adoption
February 2, 2016 - By Kevin Woodward The introduction of cardless ATMs, which rely on a financial institution’s mobile wallet instead of a debit card to ...
Longer Checkouts for EMV Don’t Seem To Be Fazing Consumers in the Early Going
February 1, 2016 - By John Stewart When the U.S. rollout of EMV cards started in earnest last year, many experts predicted consumers would soon tire of the...
How Mobile Marketing Can Help Boost Mobile-Wallet Adoption And Usage
February 1, 2016 - By Kevin Woodward Just as there are two sides to every coin, there’s a second side to the mobile wallet beyond payments. It’s market...
Digital Transactions February 2016
February 1, 2016 - http://www.nxtbook.com/nxtbooks/dt/201602/...
Whither the Herd?
February 1, 2016 - By John Stewart In the world of venture capital, unicorns  are so-called because of their lofty— and rarely seen—valuations. But such companies are growing more num...

PCI P2PE 2.0: What Does it Mean for Merchants and Processors?
October 20, 2015 In 2014, alone, there were 783 recorded data breaches involving more than 80 million consumer records. What have we learned from these major breaches? The primary attack vector employed by...
Beyond EMV: Why You Need Multi-layered Security
July 29, 2015 With a major EMV chip card deadline looming in October, payments players expect transaction security will soon be significantly improved—and rightly so. But chip cards aren’t enough to combat a...
Mobile Wallets, What does the Future Hold?
July 23, 2015 By the end of the year, there will be at least five major third-party wallets in the market backed by deep-pocketed tech companies and retailers: Apple Pay, Google Wallet, MCX-CurrentC, PayPa...
Getting a Bite of the Apple: Making Apple Pay Work for You
March 18, 2015 Apple Pay has dominated the payments news since its launch last October, but what are its implications for merchants and other payments players? In this one-hour webinar, our panel will lay o...

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