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The Fed Leaves Durbin Cap Unchanged Despite Ongoing Drop in Issuers’ Debit Card Costs
December 2, 2016 - By Kevin Woodward@DTPaymentNews The Federal Reserve will leave the cur...
Holiday Spending Grows 5.8% and other Digital Transactions News briefs
December 2, 2016 - • In a study of more than 900,000 merchants, processor ...
The NRF Predicts Holiday Gift Card Spending Will Rise 6% This Year
December 1, 2016 - By Jim Daly@DTPaymentNews The National Retail Federation predicts consumers...
Visa, MasterCard Postpone 2017 Fuel-Pump EMV Liability Shifts for Three Years
December 1, 2016 - By Jim Daly@DTPaymentNews Citing the dif...
Visa’s Deal for CardinalCommerce Comes As Fears Rise Over Online Fraud, False Declines
December 1, 2016 - By Jim Daly and John Stewart@DTPaymentNews ...
Credit Union Adds Cardless ATM Service and other Digital Transactions News briefs
December 1, 2016 - • 1-800-Flowers.com Inc. said it is offering digital gift cards using the ...
Valued at a Lofty $9.2 Billion, E-Commerce Specialist Stripe Shows Where the Action Is
November 30, 2016 - By John Stewart @DTPaymentNews Stripe Inc.’s latest funding round, in which the...
MasterCard Debuts Fraud-Prevention Technology and other Digital Transactions News briefs
November 30, 2016 - • Credit cards were implicated in 59% of all fraudulent online transactions for the period stretching from Black Friday through Cyber Monday, up from 49% for the same period last ...
Chip Cards Dominate Holiday Shopping So Far, While E-Commerce Gains Spending Share
November 29, 2016 - By Kevin Woodward@DTPaymentNews U.S. shoppers flooded into stores and ...
Affirm Adds Four Integrations and other Digital Transactions News briefs
November 29, 2016 - • Processor ...
First Data Is Becoming an ‘Increasingly Competitive’ Processor, Report Says
November 29, 2016 - By Jim Daly@DTPaymentNews Can First Data Corp. shake its reputation as the aircraft carrier of the pay...
Momentum Grows for Blockchain As Its Bitcoin Wallet Breaches the 10-Million Mark
November 28, 2016 - By John Stewart@DTPaymentNews Buoyed by seismic political and financial events...
With Payments Veteran Rawls at the Helm, iPayment Solicits Resellers To Boost Growth
November 28, 2016 - By Kevin Woodward@DTPaymentNews New York-based iPayment Holdings Inc. ...
The ETA Sends a Payments-Industry Wish List to President-Elect Trump
November 28, 2016 - By Jim Daly@DTPaymentNews Perhaps when he’s not tweeting, Presid...
More Than Tickets in Ticketing App and other Digital Transactions News briefs
November 28, 2016 - • The U.S. District Court for the Eastern District of Pennsylvania issued final approval of a ...
Eye on Security: Madison Square Garden Breached; Should Chip Cards’ Mag Stripes Go?
November 23, 2016 - By Jim Daly@DTPaymentNews Sports and entertainment venue operator The Madison Squar...
Ingenico Debuts Android mPOS Device and other Digital Transactions News briefs
November 23, 2016 - Terminal maker ...
Visa Modifies Its Controversial EMV Debit Card Transaction-Routing Policies
November 22, 2016 - By Jim Daly@DTPaymentNews Visa Inc. disc...
Another Hotel Warns of Possible Data Breach and other Digital Transactions News briefs
November 22, 2016 - • Payments-services provider ...
Apple Pay Promotions Yield 37% Increase in Vending Machine Sales, Says USAT
November 21, 2016 - By Kevin Woodward@DTPaymentNews Vending ...

Digital Transactions December 2016

How Fragile?
Finding the Right Word
Visa’s QIR Mandate: Don’t As...
Who’s Afraid of Amazon?
The New Battle: Surcharge Fraud
Subscription Payment Is the Futu...
Open Platforms And the IoT
Digital Money And the IoT
Year End Round-Up
Routing Wars Draw in the Fed And...
Want To Work With an ISV? Plenty...
Mobile POS Is Growing Fast, But ...
A New, Improved 3-D Secure Debuts
Why Holiday Gift Card Loads Will...
Card Controls Gain Usage As More...
Digital Transactions November 2016

10th annual: The 10 Most Pressin...
Simple Yet Complex
Assessing a Decade of PCI
The Parallel Universe in Faster ...
Mobile-Wallet Roundup: Action An...
Why Semi-Integrated Solutions Ar...
A Celebration of Randomness
Doing Payments Strategy Anew
A Way Forward?
A Ponderous Prepaid Rule From th...
Kohl’s Pay: A Marriage of Paym...
Only One Direction for ATM Fees:...
A Year Later, Most Consumers Are...
Machine Learning Gets Hot, While...
Digital Transactions October 2016

How Ready Are They?
The Ever-Growing Pressure to Fin...
Ditch That Terminal, Grab a Plat...
Beyond the Coffee Plantation
The Durbin Amendment And the Fut...
Stockpile’s Moment of Truth
Millennial Money: If You Want It...
Is Same-Day Fast Enough?
Ransomware’s Perfect Storm
A Case of EMV Blues for the Term...
Will Zelle Be the Belle of the P...
NACHA Wants Banks to Know More A...
As Hackers Press Their Attack, C...
The PCI Council’s Beefed-Up Ru...
Digital Transactions September 2016

Routing Wars
Credit Card Interchange Is Back ...
Why Payments M&A Won’t Cool off
The Password Is Passé
What’s the Matter With Wallets?
The Real Lesson of EMV
Time to Get Past Passwords
Next up: the Money of Things
Payments: The Long View
EMV’s Chargeback Toll: $5.8 Bi...
Behind the Rise in Debit Fraud
Could Quick Chip Tech Mean More ...
CVS’s Rx for Mobile Wallets: L...
Digital Transactions August 2016

Your Guide to Keeping up With Ch...
Digital Transactions July 2016

Masterpiece or Showpiece?
Triumph And Challenge at the ETA
Debit Diversification
Securing the Future of 3-D Secure
MCX, Softcard, And the Conundrum...
The Networks’ Signature Moment
Cyber Passport: The Technology
Notes From a Payments Veteran
Now Retailers Are Battling Honor...
Will Wal-Mart Give Visa the Boot...
Certification Delays Crash VeriF...
Durbin Spars With Visa And Maste...
Digital Transactions June 2016

Payments up Your Sleeve
Risky Business
Gravitational Pull
Loyalty And Fraud: How To Keep O...
Here Come the Developers
A Brighter Day for Cross-Border ...
It’s Time for Cyber Passports
Being Strategic About Payments
Durbin Redux
Wal-Mart’s Visa Suit Uncorks a...
Why a Bitcoin Processor Is Offer...
Online Merchants Are Beating Fra...
Putting Gift Cards on a Short Le...
It’s Confirmed: More Fraudster...
Digital Transactions May 2016

8th Annual Field Guide to Altern...
Extreme Merchant Vexation
Democratizing Money
What Has Durbin Done?
Interchange...Again
The ‘Pays:’ Usage Remains a ...
Same-Day ACH Talk Turning Into A...
After Years of Retreat, Payments...
For Startups, Funding Deals Aple...
Refining Asymmetric Encryption
New Payments Pros And Cons
Digital Transactions April 2016

A Rude Awakening
A New Norm
Near Field of Dreams
Look, Ma, No Card! How Cardless ...
Enlisting Resellers in the Secur...
What’s in Your Mobile Wallet? ...
Omni-Channel, Semi-Integrated, a...
Don’t Disguise, Randomize!
Faster Payments’ Fast Arrival
EMV’s Litigious Phase
Will Chargebacks Convert EMV Hol...
Just How Bad Are EMV Chargebacks...
Wallets: Low Usage, High Satisfa...
The CFPB Sends an Ominous Messag...
ExxonMobil Brings Apple Pay to t...
Digital Transactions March 2016

Opening up the Club
What Can Be Learned From the Bre...
Getting to Next-Generation, Real...
The Risk Posed by Biometrics
The Bank of Uber? Really?
Alternative Lending: Friend Or F...
Detecting Fraud with Big Data an...
NFC’s Assist from EMV
EMV? NFC? Does It Matter If ‘U...
Visa’s Bid to Woo Developers
Consumers’ Mixed Response to A...
Dwolla And the Demand for On-Dem...
Digital Transactions February 2016

Whither the Herd?
Adyen Goes to the (Physical) Store
Why Transit Is Boarding the Mobi...
Why Beacons Beckon
The $8 Billion Problem
How Regulation Will Reshape the...
The Beacon of Hope
Visa Tightens the PCI Harness
The Specter of Regulation Haunts...
In-App Payments: A Juicy Channel...
Its Portfolio Sold, Chase Exits ...
The New Technology of Money
Should You Or Shouldn’t You?
A Good Start for Klarna
Digital Transactions January 2016

Guarding the Online Channel
Do Merchants Know What They Want?
Pumping Up Lottery Payments
Ingo’s Nifty Niche
Why Today’s Token Picture Won...
Why Global’s Heartland Deal Ma...
Wal-Mart’s Big Wallet Gambit
What’s in Your (Digital) Wallet?
Preparing for Hack Attacks
What’s Ahead in 2016?
Is the Physical Wallet the Death...
Digital Transactions December 2015

The Surge in Online Fraud Is Alr...
Measuring the Opportunity in P2P...
Visa’s $23 Billion Deal for Eu...
EMV Cardholders: Ready To Skip t...
The Networks Pay a High Price fo...
Payments in a Time of Calamity
The Spotlight Shifts to the Bloc...
ATM Operators Prepare for the EM...
Merchant Pay
Mystery Shopping
What Now for First Data?
Why Mobile Wallets Are Inevitable
Digital Transactions November 2015

Still Waiting for the Right Wall...
Banker: Customers Want PINs on E...
Why ATM Surcharges Defy Gravity
How To Sell Mobile Capture to Mi...
Tokenization’s Double-Edged Sw...
The Steady March of Mobile Onlin...
Digital Money on the Move
Is It Fatal—Or Merely a Disrup...
Putting Pizzazz Back in Profits
Repelling the Card-Not-Present F...
9th Annual The 10 Most Pressing ...
Putting Self-Checkout on a Mobil...
How to Close The Understanding ...
Digital Transactions October 2015

Why Is This Stuff Still Going on?
Sam’s Club Only Partially Solv...
How False Rejections Cost More T...
Has PayPal Finally Found the Key...
Nashville Cat Prowls For a Mobil...
The ACH Steps It up
Happy Holidays? Hiccups Trip Up ...
To Trap a Thief
The Next Way To Pay
The Big Bang It Ain’t
A Card Manufacturer’s EMV Wind...
Worlds Beyond Bitcoin
Overstock.com’s Daring Plan fo...
Who’s Doing What With the Bloc...
A Good Place To Be
Aggregation Forever
Time for the Abuse To Stop
How Merchants Can Capitalize on ...
Dropped Call
Let Competition Do Its Job
Digital Transactions September 2015

Is PayPal Really Worth $46.5 Bil...
Mobile Payments, the Second Act
Don’t Hold Your Breath Waiting...
Alphabet Soup: Why ISVs Should A...
Surprise! PIN Interchange Drops ...
Naked Before The Data Miner
The Complexities of Mobile
Where EMV Certification Is a Big...
PayPal Unchained
First Data, Square Mull IPOs
One Tap, Many Questions
EMV’s Signature Moment
Juggling Risk And Faster Payments
Partnerships Will Fuel the Table...
Digital Transactions August 2015

The Catalog of the Payments Revo...
Digital Transactions July 2015

About Those Free Transactions
How Debit Networks Are Mimicking...
Merchant Attrition: Specialty So...
With Fraud, It’s One Step Forw...
‘No More Transaction Fees’
A Clear View of Tokenization
Insights From the Front Lines
Tablet World
Falling Short on EMV
The P2P Revolution
Can PIN-Debit Networks Keep Ba...
What’s First Data Worth?
How To Pick a Payment Processor
Digital Transactions June 2015

Finding the User
New Life for In-Store Mobile Pay...
Little USAT’s Big Footprint in...
The Great PIN-Debit “Claw-Back...
It Pays To Be Big—Just Not Too...
Toward a Real Global Village
The Wallet on Wheels
10 Tips for Selling Small Merc...
Mobile Wallet Wars, Part Two: Th...
Transfer of Power?
Five Keys to Success Online
Government And the Perils of Pay...
Digital Transactions May 2015

So, Where’s the User?
FIS’s ‘Garage’ Steers Towa...
Now for Commerce: PayPal Embrace...
The CFPB’s Own Choke Point Gam...
Bitcoin Struggles, But Investors...
Next Stop: Algorithmic Shopping
When Short-Circuiting Is Fatal
An American Fortress
7th Annual Field Guide to Alte...
Mobile Wallet Wars: Part One Bi...
How To Drink From the Fire Hose ...

The Fed Leaves Durbin Cap Unchanged Despite Ongoing Drop in Issuers’ Debit Card Costs
December 2, 2016 - By Kevin Woodward@DTPaymentNews The Federal Reserve will leave the cur...
Holiday Spending Grows 5.8% and other Digital Transactions News briefs
December 2, 2016 - • In a study of more than 900,000 merchants, processor ...
Digital Transactions December 2016
December 1, 2016 - http://www.nxtbook.com/nxtbooks/dt/201612/...
How Fragile?
December 1, 2016 - By Jim Daly The ever-expanding Internet of Things could represent a back-to-the-future security nightmare for the payments industry. What’s a network witho...
Finding the Right Word
December 1, 2016 - By Kevin Woodward Going too deep into the payments thicket could be a sales killer. Smart agents know when, and how, to explain certain terms. Want a sure wa...
Visa’s QIR Mandate: Don’t Ask, Don’t Tell?
December 1, 2016 - By Pete Bartolik The new year will be ringing in with questions about Visa’s plan to improve the data-security work that third parties do on small merchants’ point-o...
Who’s Afraid of Amazon?
December 1, 2016 - By Mohammad Khan If you’re not, and you’re a retailer with physical stores, you should be. But there’s a way to fight back. Proprietary mobile apps show the way....
The New Battle: Surcharge Fraud
December 1, 2016 - By Alex Nouri How some unscrupulous players are bilking unsuspecting merchants by promising fast—but expensive—ways to recover acceptance costs. A surcha...
Subscription Payment Is the Future. Are You Ready?
December 1, 2016 - By Casey Bullock Consumers are no longer enamored of single-purchase models. By adopting recurring-transaction models, companies can begin to offer a new and improved us...
Open Platforms And the IoT
December 1, 2016 - Our cover story this month describes the security issues surrounding the so-called Internet of Things. That’s the increasingly intricate network of devices using the Internet to control everythin...
Digital Money And the IoT
December 1, 2016 - Payments power our society. Fair payment for goods and services is the mechanism that allows for the division of labor and the operation of a modern community. But what happens when payment is not ...
Year End Round-Up
December 1, 2016 - Fintech—Patti Hewitt, a.k.a. Paymentgal, observes that financial institutions need to reinvent the retail account to offer more than just the simple liquidity they’ve provided “for centuries....
Routing Wars Draw in the Fed And the FTC
December 1, 2016 - The wrangling over debit card transaction routing heated up last month as Visa Inc. disclosed the Federal Trade Commission is investigating the network’s EMV routing practices. And the Federal Re...
Want To Work With an ISV? Plenty Still Don’t Integrate Payments
December 1, 2016 - Even though independent software vendors (ISVs) have been working with payments processors for years, the developers still represent a major opportunity for acquirers and processors. That’...
Mobile POS Is Growing Fast, But Not As Fast As Mobile P2P
December 1, 2016 - More U.S consumers are using mobile peer-to-peer payments than are using a smart phone to make a point-of-sale purchase, according to research firm eMarketer Inc. While only 19.4% of consume...
A New, Improved 3-D Secure Debuts
December 1, 2016 - It’s Round 2 for the online-authentication technology known as 3-D Secure, and security experts say it stands a good chance of being more popular than the original version. EMVCo, the chip...
Why Holiday Gift Card Loads Will Perk up
December 1, 2016 - Retailers can expect a bump up in the dollars consumers load on closed-loop gift cards this holiday season as a festive spirit takes hold and more merchants favor the cards over holiday discounts, ...
Card Controls Gain Usage As More Precise Controls Emerge
December 1, 2016 - Card controls, a way to empower consumers to control when and where their credit and debit cards are used, are evolving. Viewed as one way to contend with rampant data breaches fueling ever-...
The NRF Predicts Holiday Gift Card Spending Will Rise 6% This Year
December 1, 2016 - By Jim Daly@DTPaymentNews The National Retail Federation predicts consumers...
Visa, MasterCard Postpone 2017 Fuel-Pump EMV Liability Shifts for Three Years
December 1, 2016 - By Jim Daly@DTPaymentNews Citing the dif...

Mobile ID Verification for Account Opening and Payments
November 10, 2016 In today’s mobile first world, acquiring customers seamlessly and allowing them to securely transact in the mobile channel is key for any organization looking to win and retain cus...
Online Fraud: Prepare for the Rising Tide
October 4, 2016 EMV at the point of sale is already driving more and more criminals to the e-commerce channel, pushing online fraud losses ever higher. In this one-hour webinar, learn from experts how to stem that...
7 Ways to Make EMV Easier
June 28, 2016 EMV chip cards promise more secure transactions, which means less fraud, but so far implementing EMV has been problematic for many merchants, ISVs, and ISOs. Issues range from inte...
Making Sense of Faster Payments
June 14, 2016 From NACHA to the Fed to FIS to The Clearing House and a wide range of other organizations, various efforts have been mounted over the past few years to speed up clearing and settlement in...
Enjoy the benefits of 3-D Secure™ without impacting the customer experience
May 11, 2016 Join us as we explore the payer authentication landscape, add...

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