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February 9, 2010


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Web Transaction Performance Indexes

Following are the Keynote Credit Card Web Transaction Performance Index and the Keynote E-Banking Transaction Performance Index.

The Keynote Credit Card Web Transaction Performance Index measures the performance and availability of going to a selected credit card site and logging in to conduct the appropriate intended actions and checking or signing out. All measurements are taken from the 10 largest U.S. metropolitan areas (Boston, Chicago, Dallas, Detroit, Houston, Los Angeles, New York, Philadelphia, San Francisco, and Washington, D.C.) on high-speed links attached to key points on the largest U.S. Internet Service Protocol (ISP) backbones.

The Keynote E-Banking Web Transaction Performance Index shows the total execution time and success rate for logging into an account and checking the account balance on selected Internet banking sites. The sites included in the index were selected based on publicly available market-share information published in the Wall Street Journal and other reliable industry sources.

Creditcard Index Credit Card Web Transaction Performance Index
Week starting January 25, 2010
Rank by Speed (seconds)   Rank by Success Rate (percentage)
Rank Target Response Time (seconds) Rank Last Week   Rank Target Success rate (%) Outage Hours Rank Last Week
 1 Diners Club 3.88  1    1 Diners Club 100.00 0  1
 2 US Bank 7.72  2    1 US Bank 100.00 0  3
 3 Wells Fargo 8.83  3    3 National City 99.90 0  6
 4 Chase 9.54  4    3 Wells Fargo 99.90 0  3
 5 Citibank 10.97  5    5 Chase 99.70 0  8
  Credit Card Index 13.03      6 Capital One 99.20 0  9
 6 American Express 13.03  6    7 Discover Card 98.90 0  6
 7 National City 13.89  7    7 HSBC 98.90 0  3
 8 Capital One 15.08  8    9 Citibank 98.40 2  2
 9 Bank of America 16.24  9     Credit Card Index 98.14 0  
 10 HSBC 18.60  10    10 Bank of America 92.70 7  10
 11 Discover Card 21.30  11    11 American Express 92.60 6  11

E-Banking Web Transaction Performance Index
Week starting January 25, 2010
Rank by Speed (seconds)   Rank by Success Rate (percentage)
Rank Target Response Time (seconds) Rank Last Week   Rank Target Success rate (%) Outage Hours Rank Last Week
 1 PNC 4.83  1    1 Wachovia 100.00 0  12
 1 Regions Bank 4.83  2    2 Etrade 99.90 0  
 3 Etrade 5.36      2 Wells Fargo 99.90 0  5
 4 Wachovia 5.79  4    4 HSBC 99.70 0  1
 5 HSBC 6.08  3    4 National City 99.70 0  10
 6 US Bank 7.53  6    4 PNC 99.70 0  1
 7 Wells Fargo 8.53  5    7 Chase 99.40 0  4
  eBanking Index 8.81      8 Sun Trust 99.30 1  1
 8 Citizens Bank 9.08  8    9 Citibank 99.10 0  7
 9 Sun Trust 9.61  7    10 Regions Bank 98.90 1  5
 10 Chase 9.70  9     eBanking Index 98.36 0  
 11 Capital One 11.26  10    11 US Bank 97.40 0  10
 12 National City 14.02  11    12 Capital One 96.30 1  13
 13 Bank of America 14.25  12    13 Citizens Bank 95.20 4  9
 14 Citibank 23.58  13    14 Bank of America 93.30 7  8

Data for these indexes is supplied each week by Keynote Systems Inc., San Mateo, Calif.

Sites from these lists may be removed from weekly published results due to insufficient data points for a particular week. Removed sites will be listed below the rankings each week.

For more information on all Keynote indexes, click here

For a description of the methodology behind Keynote's indexes, click here

Archive
January 18, 2010
January 11, 2010
January 4, 2010
December 28, 2009
December 21, 2009
December 14, 2009
December 7, 2009
November 30, 2009
November 23, 2009
November 16, 2009
November 9, 2009
November 2, 2009
October 26, 2009
October 19, 2009
October 12, 2009
October 5, 2009
September 28, 2009
September 21, 2009
September 14, 2009
September 7, 2009
August 31, 2009
August 24, 2009
August 17, 2009
August 10, 2009
August 3, 2009
July 27, 2009


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