Magazine Archive

November 20, 2008


	Magazine Archive Here you can find all articles from Digital Transactions magazine that have appeared since the publication's inception. The magazine was a bi-monthly publication in 2004 and 2005, appeared nine times in 2006, and went monthly in 2007.
	November 2008 Digital Transactions November 2008 June 2008* The Self-Service Revolution The Threat to Price Stability in the Small Merchant Market The Uncertain Fate of PIN Proxies Necessary But Not Sufficient The Coming ISO Opportunity in Remote Deposit Capture Trends & Tactics The Gimlet Eye October 2008* Digital Transactions October 2008 May 2008* Pinned Down The Direct Approach Stranger Danger The High-Stakes Bid to Stop Online Gambling Insecurity for 3-D Secure Why Can't Online Bill Pay Be Profitable? Trends & Tactics Security Notes The Gimlet Eye April 2008* Online Acquiring 2.0 Making the Switch A Payments River Runs Through It IP Terminals: A Need for Speed Prepaid Reloads for the Next Phase This Time It's for Real Consumers Are Ready for Mobile Commerce Trends & Tactics Security Notes The Gimlet Eye March 2008 The Gatekeepers of M-Commerce Tithing Enters the 21st Century Special Report:PCI Compliance Trends & Tactics Security Notes Three Practical Steps for PCI Compliance The Gimlet Eye February 2008* Debit's Decisive Moment The ACH Comes to the Cash Register ATMs: Not Dead, Not Done The Big Risk in Instant Account Verification Why Issuers Hesitate To Enlist Cardholders in the War on Fraud Behind the Experimentation in Gift Card Pricing Trends & Tactics Security Notes The Gimlet Eye January 2008* Alternative Payments Head for the Skies Hopes Rise for NFC Phones An Authentic Start, But Only a Start The End of One-Size-Fits-All in ATM Pricing Remove Hackers’ Motives To Attack Retailers Trends & Tactics Security Notes The Gimlet Eye December 2007 Has Innovation Gone Awry? How Authorizations Are Getting Cheaper Reinventing Micropayments It Ain't As Simple As It Seems Hang Together Or Hang Separately The Key to Better Order Reviews--And Drastically Lower Fraud Losses Trends & Tactics The Gimlet Eye Security Notes October 2007* Preparing for the Post-Check Future Terminal Makers Take off the Gloves A Wide-Open Future for Closed-Loop Cards Making Interchange Work Again The Latest ATM Features Are in Your Pocket Understanding Real-Time Payment Processing Why Banks Should Combine NACHA And ECCHO Trends & Tactics The Gimlet Eye November 2007* The 10 Most Pressing Issues in E-Payments The Case of the Captious Cabbies Medical Payments' Congenital Ailments Data Insecurity: How Psychology Makes Security Harder Than It Ought To Be Don't Let the Crooks Stymie Mobile Banking Trends & Tactics The Gimlet Eye September 2007* Gateways Step Into the Future BOC’s Slow Break from the Gate Double Trouble? Rumblings in the Off-Premise Market Can Shoring up Software Boost PCI Compliance? Trends & Tactics Security Notes Bringing PCI Compliance to Level 4 Merchants The Gimlet Eye July 2007* Processing’s Domino Effect Wireless Emits a Stronger Signal Will PIN Debit Play Online? What Price Online Payments? Trends & Tactics What You Need to Know When Choosing a Prepaid Card Processor Security Notes The Gimlet Eye August 2007 Digital Transactions August 2007 June 2007* Snacks with Clicks A Difference-Maker in the Making? Stage Two Questions for Contactless Payment Rent Week Will Never Be the Same 'On the Scoreboard' Trends & Tactics The Acceptance Gap And Its Impact on Discover's Acquiring Strategy The Gimlet Eye May 2007 Money Transfer Begins To Rock Playing Referee A Window of Opportunity for ATMs Breaking the Paper Addiction Demystifying Electronic Money Transfers When It Pays To Accept More Fraud Visa And MasterCard Need To Ditch Their 'Rope-a-Dope' Interchange Strategy Trends & Tactics Security Notes The Gimlet Eye April 2007 Why Remote Capture Looks Super New Players in an Old Game A Rewarding New Proposition for Interchange Why Last-Minute Bill Pay Is Getting Crowded How To Build a Strategy for Expedited Bill Payments The Check Is Not in the Mail It's More Than the Money ATMs That Also Pay Bills Trends & Tactics Checks: The Faster, Cheaper Payment Type Security Notes: A Potent Anti-Hacker Tool: A Security Checklist The Gimlet Eye: No ILC for Wal-Mart, But Does It Really Matter? March 2007 Those Relentless Hackers Safeway's Prepaid Processing Special A Healthy Future for Debit Cards Why Intuit Is Building a Payments Portal The Threat of Identity Terrorism A Startup Graduates into a New And Uncertain Market Trends & Tactics I Have Met My Enemy And It Is My Super ISO Security Notes: How Fraudsters Subvert Databases to Loot Americans The Gimlet Eye: The Fed Appears Ready To Do Its Part To Ignite Micropayments February 2007 Momentum for Mobile Money Unintended Consequences The Push Behind Credit Push No Long Bombs Trends & Tactics Why You Should Feel Secure About Biometrics Security Notes: Biometrics a Security Cure-All? Don't Buy It The Gimlet Eye: Time to Let Merchants Surcharge January 2007 The Struggle to Make Checks Electronic Why ATM ISOs Are Hunting for New Revenues The Growing Problem of Market Power Processing's New Look A New On-Ramp for Acquirers Getting Beyond an Adversarial Card/Merchant Relationship Trends & Tactics Security Notes: How About a Law Imposing Costs for Security Flaws? The Gimlet Eye: First, Incentives for PCI. Next, Contactless? November/December 2006* Can Google Redeem the E-Wallet? Maximum Effort in Micropayments Prepaid Cards' Ever-Expanding Universe 10 Tipping Points: Pricing Under Pressure Pushing the Envelope Aside Cardholder Empowerment Cuts Fraud Costs And Helps Issuers Compete Trends & Tactics Why We Must Preserve Anonymity in Our Transactions Why Online-Gambling Restrictions Come up Snake Eyes October 2006* Heading off a Traffic Jam Tightening the Security Screws Going Down to the Wire Will Those Who Won't POP Do BOC Instead? An Alternative Universe My Mixed Experience As a Contactless User Trends & Tactics Security Notes The Gimlet Eye July-August 2006* Rethinking the Network Puzzle How High-Tech Connections Are Driving Self-Serve Payments The Just-in-Time Rush in Bill Pay Kiosk Nation It Seemed Like a Good Idea at the Time Trends & Tactics The Coming Tipping Point for Image Exchange Security Notes The Gimlet Eye September 2006* The Next ACH The Loyalty Imperative in Contactless Payments The E-Payments Empire You Never Heard of The Squeeze on the Back Office Can Comdata Find a Payoff in Credit Card Processing? How a Security Upgrade Has Led to Riskier ATMs Trends & Tactics Why I'm Feeling Insecure About Biometrics Security Notes The Gimlet Eye June 2006 Scanning for Something Better What Happens if Wal-Mart Gets a Bank? The New Risk in PIN Debit Discover Does Debit—Enigmatically Trends & Tactics Security Notes: Paper-Integrity Technology: A New Ally Against Fraud The Delicate Balance in Mobile Payments The Gimlet Eye: Checks: Now You See Them, Now You Don’t May 2006 The Acquiring Opportunity in PIN Debit Payday for Payroll Cards? Dial And Pay Why Convenience Pay Is No Longer Optional A Short Guide to Strong Authentication Trends & Tactics The Gimlet Eye: A Time of Ferment for the ACH Security Notes: Behavior: The Good Guys' Secret Weapon April 2006 A New Dance for ISOs Why Two Plus Two Is Making Five A Shot in the Arm for Medical Payments Memo to Pay By Touch: Look South An Opening for a Hard-Charging Centurion? Processing's Black Sheep For Contactless Growth, Consistency Is Crucial Trends & Tactics Security Notes The Gimlet Eye March 2006 Near-Field Dreams No Such Thing As a Free Lunch The Network Challengers Chase Paymentech: Almost to Infinity And Beyond Trends & Tactics Security Notes 'Have It Your Way' for Bill Payers--What a Concept! The Gimlet Eye January-February 2006 What's Next for Image Exchange? 26,000 ATMs And Counting An Internet Currency for Our Times On the Internet, the Devil Is in the Exception Details Trends & Tactics MasterCard's Brave New World, Post-IPO The Gimlet Eye: Are Merchant-Friendly Networks Possible? November-December 2005* ISOs on the Web, Round 2 Why Remote Capture May Be Unstoppable Real-Time Debit: A Debate It's 11 O'Clock. Do You Know Where Your AtMs Are--Or Who Owns Them? Trends & Tactics How Experts Are Re-Thinking Authentication Tokens Why Aren't More Merchants Prompting for PIN? A Welcome Boost from the Feds for Strong Authentication September-October 2005 Here Come the Super Switches Trends & Tactics Security Notes That PCI Headache Could Become a Migraine Why Acquirers Must Re-invest in Risk Management How Remote Capture Changes Everything The Gimlet Eye: Why Not an Incentive for Contactless? The Interchange Nettle: How Many (Realistic) Answers? July-August 2005 The Promise of Stored Value Trends & Tactics How to Read the Trends in Acquiring Costs Many Are the Hopes Pinned on PIN-less Debit Benny Card USA The Soft Touch Comes to the Point of Sale Stop Trying to Get More Revenue from ATMs Gimlet Eye: The Real Remedy for Interchange Headaches May-June 2005 Micropayments, Macro-Market? Trends & Tactics Fast Food Cooks up a Winning Card Recipe Web+Kiosks=Blue Skies? The Myth of Invincible Encryption A Long, Hard Slog for Image Exchange Why Internet Gaming Comes up Snake Eyes for U.S. Processors The Rise of the MVNO March-April 2005 When Will M-Commerce Arrive? Trends & Tactics Why Gateways Are Learning Some New Tricks Why Image Exchange Won't Kill ARC From Buying It to Building It It's Gut-Check Time for ATM ISOs Real-Time Debit Real Soon, Please How Cash Conversion Is Fueling Electronic Payments Hats off to ISOs January-February 2005* Behind the Buzz in Authentication Point of Sale, No Strings Attached Why More Merchants Will Plug in Kiosks A Contested Election for Touch-Screen Voting Trends & Tactics The Paper Check's Long Goodbye Any Room for Anonymity? November-December 2004* Why EBP Is Hot Crazy Like a Fox? Why PayPal Is Getting Behind the Buy Button Will the ATM Network Model Work in Health Care? Trends & Tactics Time to Overhaul the Drivers' License Welcome to the Age of Authentication September-October 2004* No to Interchange? Trends & Tactics Where Thinking Small Might Have a Big Payoff Metavante's Big Bet on Payments Building a Better Funnel to the Buy Button Checking the Chicken Littles of ID Theft Anybody Checked the ACH Lately? July-August 2004* The Ferment in Medical Transactions Trends & Tactics Why Payments Are Getting on the Broadband Bandwagon Kiosks Take on Multi-Tasking Why Retailers Cock a Cold Eye at Check Imaging The Bi-Coastal Solution Getting Past Gadget Envy The Real Cost of Phishing Is Immeasurable May-June 2004 The Race to Build Image Exchanges Trends & Tactics Beyond a Shoeshine And a Smile How the Centurion Could Shake up Acquiring Trends in Acquirer Pricing Tactics Getting Personal De-Mystifying Triple DES Retailers' Winter of Discontent Biometrics' Cinderella Story March/April 2004* Dividends from the Terminal Reseller Boom Here Come the Do-it-All ATMs The Malware Menace GIft Cards Are Just the Start The Next Big Test for the ACH Your Finger Is the Card (And the Check) Trends & Tactics Making Micropayments Work on the Internet The Internet As Capitalist Tool January/February 2004* Trends & Tactics M-Commerce Report Behind the ISO Consolidation Trend The Real Threat of Fraud Do You Really Need Visa and MasterCard? Why Uncle Sam Yawns at Smart Cards Look, Up in the Sky... A New Rx for Success in Medical Processing *Behemoths Besieged

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